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XL vs GBDC: Dividend Comparison 2026

XL yields 408.77% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XL wins by $13391.91M in total portfolio value
10 years
XL
XL
● Live price
408.77%
Share price
$1.14
Annual div
$4.66
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$13412.68M
Annual income
$9,055,070,463.63
Full XL calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — XL vs GBDC

📍 XL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXLGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, XL + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
XL pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XL
Annual income on $10K today (after 15% tax)
$34,745.61/yr
After 10yr DRIP, annual income (after tax)
$7,696,809,894.09/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, XL beats the other by $7,682,879,020.19/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XL + GBDC for your $10,000?

XL: 50%GBDC: 50%
100% GBDC50/50100% XL
Portfolio after 10yr
$6716.73M
Annual income
$4,535,729,863.52/yr
Blended yield
67.53%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

XL
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
0.0
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XL buys
0
GBDC buys
0
No recent congressional trades found for XL or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXLGBDC
Forward yield408.77% ✓11.85%
Annual dividend / share$4.66 ✓$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1% ✓
Portfolio after 10y$13412.68M ✓$20.78M
Annual income after 10y$9,055,070,463.63 ✓$16,389,263.41
Total dividends collected$13014.08M ✓$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusHoldBuy

Year-by-year: XL vs GBDC ($10,000, DRIP)

YearXL PortfolioXL Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$51,577$40,877.19$12,490$1,790.28+$39.1K → XL
2$252,228$197,040.27$16,522$3,157.73+$235.7K → XL
3$1,170,431$900,547.39$23,578$5,898.68+$1.15M → XL
4$5,157,852$3,905,490.86$37,115$11,886.75+$5.12M → XL
5$21,603,672$16,084,769.89$66,136$26,423.57+$21.54M → XL
6$86,079,557$62,963,628.50$137,257$66,491.44+$85.94M → XL
7$326,570,343$234,465,217.02$341,734$194,868.54+$326.23M → XL
8$1,180,756,269$831,326,001.91$1,050,788$685,133.02+$1179.71M → XL
9$4,072,534,462$2,809,125,253.82$4,099,314$2,974,971.01+$4068.44M → XL
10$13,412,682,338$9,055,070,463.63$20,775,530$16,389,263.41+$13391.91M → XL

XL vs GBDC: Complete Analysis 2026

XL — Stock

XL Fleet Corp. provides fleet electrification solutions for commercial vehicles in North America. Its products include hybrid electric drive systems are comprised of an electric motor that is mounted onto the vehicle's drive shaft, an inverter motor controller, and a lithium-ion battery pack to store energy to be used for propulsion; plug-in hybrid electric drive system, which are fitted to vehicles. In addition, the company offers vehicle electrification and infrastructure solutions, and charging stations. It serves end-use customer base comprising Fortune 500 corporate enterprises, public utilities, and various municipalities. The company was incorporated in 2009 and is headquartered in Boston, Massachusetts.

Full XL Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.