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XOM vs AAPL: Dividend Comparison 2026

XOM yields 3.58% · AAPL yields 0.45% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $8.8K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →

Portfolio growth — XOM vs AAPL

Annual dividend income

MetricXOMAAPL
Forward yield3.58%0.45%
Annual dividend / share$3.88$1.00
Payout ratio44%15%
1-year div growth4%4.2%
5-year div CAGR3.5%5.8%
Portfolio after 10y$46.7K$55.5K
Annual income after 10y$616.62$81.27
Total dividends collected$4.9K$633.00
Payment frequencyquarterlyquarterly
SectorEnergyTechnology

Year-by-year: XOM vs AAPL ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrAAPL PortfolioAAPL Income/yrGap
1$11,790$370.12$11,888$47.77$98.00AAPL
2$13,860$395.49$14,126$50.74$266.00AAPL
3$16,249$421.35$16,779$53.88$530.00AAPL
4$19,004$447.71$19,923$57.18$919.00AAPL
5$22,178$474.56$23,650$60.68$1.5KAAPL
6$25,829$501.91$28,066$64.36$2.2KAAPL
7$30,026$529.77$33,298$68.25$3.3KAAPL
8$34,848$558.16$39,498$72.36$4.7KAAPL
9$40,383$587.10$46,842$76.69$6.5KAAPL
10$46,735$616.62$55,542$81.27$8.8KAAPL

XOM vs AAPL: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

Frequently Asked Questions

Is XOM or AAPL better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while AAPL offers 0.45% (1.00/share/year). XOM provides higher current income. However, AAPL has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs AAPL earn per year?
With $10,000 invested today: XOM pays approximately $358/year. AAPL pays approximately $45/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $81/year (AAPL).
Does XOM or AAPL pay monthly dividends?
XOM pays quarterly dividends. AAPL pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.