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XOM vs IBM: Dividend Comparison 2026

XOM yields 3.58% · IBM yields 3.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $19.1K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →

Portfolio growth — XOM vs IBM

Annual dividend income

MetricXOMIBM
Forward yield3.58%3.06%
Annual dividend / share$3.88$6.68
Payout ratio44%64%
1-year div growth4%0.6%
5-year div CAGR3.5%1%
Portfolio after 10y$46.7K$27.6K
Annual income after 10y$616.62$410.34
Total dividends collected$4.9K$3.6K
Payment frequencyquarterlyquarterly
SectorEnergyTechnology

Year-by-year: XOM vs IBM ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrIBM PortfolioIBM Income/yrGap
1$11,790$370.12$11,149$308.92+$641.00XOM
2$13,860$395.49$12,406$320.90+$1.5KXOM
3$16,249$421.35$13,781$332.72+$2.5KXOM
4$19,004$447.71$15,283$344.36+$3.7KXOM
5$22,178$474.56$16,923$355.82+$5.3KXOM
6$25,829$501.91$18,711$367.09+$7.1KXOM
7$30,026$529.77$20,661$378.18+$9.4KXOM
8$34,848$558.16$22,786$389.09+$12.1KXOM
9$40,383$587.10$25,100$399.81+$15.3KXOM
10$46,735$616.62$27,618$410.34+$19.1KXOM

XOM vs IBM: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

Frequently Asked Questions

Is XOM or IBM better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while IBM offers 3.06% (6.68/share/year). XOM provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs IBM earn per year?
With $10,000 invested today: XOM pays approximately $358/year. IBM pays approximately $306/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $410/year (IBM).
Does XOM or IBM pay monthly dividends?
XOM pays quarterly dividends. IBM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.