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XOM vs MCD: Dividend Comparison 2026

XOM yields 3.58% · MCD yields 2.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $25.8K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →

Portfolio growth — XOM vs MCD

Annual dividend income

MetricXOMMCD
Forward yield3.58%2.27%
Annual dividend / share$3.88$6.68
Payout ratio44%72%
1-year div growth4%10%
5-year div CAGR3.5%8.5%
Portfolio after 10y$46.7K$21.0K
Annual income after 10y$616.62$652.30
Total dividends collected$4.9K$4.2K
Payment frequencyquarterlyquarterly
SectorEnergyConsumer Discretionary

Year-by-year: XOM vs MCD ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrMCD PortfolioMCD Income/yrGap
1$11,790$370.12$10,726$246.11+$1.1KXOM
2$13,860$395.49$11,514$273.29+$2.3KXOM
3$16,249$421.35$12,371$303.73+$3.9KXOM
4$19,004$447.71$13,302$337.85+$5.7KXOM
5$22,178$474.56$14,317$376.12+$7.9KXOM
6$25,829$501.91$15,423$419.10+$10.4KXOM
7$30,026$529.77$16,631$467.42+$13.4KXOM
8$34,848$558.16$17,951$521.82+$16.9KXOM
9$40,383$587.10$19,396$583.12+$21.0KXOM
10$46,735$616.62$20,979$652.30+$25.8KXOM

XOM vs MCD: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

Frequently Asked Questions

Is XOM or MCD better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while MCD offers 2.27% (6.68/share/year). XOM provides higher current income. However, MCD has grown its dividend faster (8.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs MCD earn per year?
With $10,000 invested today: XOM pays approximately $358/year. MCD pays approximately $227/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $652/year (MCD).
Does XOM or MCD pay monthly dividends?
XOM pays quarterly dividends. MCD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.