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XOM vs MO: Dividend Comparison 2026

XOM yields 3.58% · MO yields 9.11% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $19.1K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — XOM vs MO

Annual dividend income

MetricXOMMO
Forward yield3.58%9.11%
Annual dividend / share$3.88$4.08
Payout ratio44%78%
1-year div growth4%4.1%
5-year div CAGR3.5%4.3%
Portfolio after 10y$46.7K$27.7K
Annual income after 10y$616.62$4,052.72
Total dividends collected$4.9K$20.9K
Payment frequencyquarterlyquarterly
SectorEnergyConsumer Staples

Year-by-year: XOM vs MO ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrMO PortfolioMO Income/yrGap
1$11,790$370.12$10,740$949.88+$1.1KXOM
2$13,860$395.49$11,601$1,086.84+$2.3KXOM
3$16,249$421.35$12,608$1,250.75+$3.6KXOM
4$19,004$447.71$13,792$1,448.20+$5.2KXOM
5$22,178$474.56$15,190$1,687.69+$7.0KXOM
6$25,829$501.91$16,851$1,980.28+$9.0KXOM
7$30,026$529.77$18,838$2,340.48+$11.2KXOM
8$34,848$558.16$21,230$2,787.44+$13.6KXOM
9$40,383$587.10$24,130$3,346.72+$16.3KXOM
10$46,735$616.62$27,676$4,052.72+$19.1KXOM

XOM vs MO: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is XOM or MO better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs MO earn per year?
With $10,000 invested today: XOM pays approximately $358/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $4,053/year (MO).
Does XOM or MO pay monthly dividends?
XOM pays quarterly dividends. MO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.