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XOM vs PM: Dividend Comparison 2026

XOM yields 3.58% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $4.7K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — XOM vs PM

Annual dividend income

MetricXOMPM
Forward yield3.58%4.27%
Annual dividend / share$3.88$5.40
Payout ratio44%84%
1-year div growth4%3.9%
5-year div CAGR3.5%2.8%
Portfolio after 10y$46.7K$42.0K
Annual income after 10y$616.62$721.58
Total dividends collected$4.9K$5.8K
Payment frequencyquarterlyquarterly
SectorEnergyConsumer Staples

Year-by-year: XOM vs PM ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrPM PortfolioPM Income/yrGap
1$11,790$370.12$11,679$438.83+$111.00XOM
2$13,860$395.49$13,596$468.73+$264.00XOM
3$16,249$421.35$15,781$499.06+$468.00XOM
4$19,004$447.71$18,267$529.79+$737.00XOM
5$22,178$474.56$21,093$560.89+$1.1KXOM
6$25,829$501.91$24,301$592.34+$1.5KXOM
7$30,026$529.77$27,939$624.14+$2.1KXOM
8$34,848$558.16$32,059$656.28+$2.8KXOM
9$40,383$587.10$36,723$688.76+$3.7KXOM
10$46,735$616.62$41,999$721.58+$4.7KXOM

XOM vs PM: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is XOM or PM better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while PM offers 4.27% (5.40/share/year). PM provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs PM earn per year?
With $10,000 invested today: XOM pays approximately $358/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $722/year (PM).
Does XOM or PM pay monthly dividends?
XOM pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.