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XOM vs QYLD: Dividend Comparison 2026

XOM yields 3.58% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $27.2K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — XOM vs QYLD

Annual dividend income

MetricXOMQYLD
Forward yield3.58%11.43%
Annual dividend / share$3.88$1.92
Payout ratio44%95%
1-year div growth4%-5.2%
5-year div CAGR3.5%-2.1%
Portfolio after 10y$46.7K$19.5K
Annual income after 10y$616.62$3,553.75
Total dividends collected$4.9K$20.2K
Payment frequencyquarterlymonthly
SectorEnergyETF

Year-by-year: XOM vs QYLD ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,790$370.12$10,279$1,118.86+$1.5KXOM
2$13,860$395.49$10,645$1,229.16+$3.2KXOM
3$16,249$421.35$11,111$1,360.44+$5.1KXOM
4$19,004$447.71$11,695$1,517.70+$7.3KXOM
5$22,178$474.56$12,420$1,707.39+$9.8KXOM
6$25,829$501.91$13,315$1,937.94+$12.5KXOM
7$30,026$529.77$14,417$2,220.42+$15.6KXOM
8$34,848$558.16$15,775$2,569.54+$19.1KXOM
9$40,383$587.10$17,455$3,005.06+$22.9KXOM
10$46,735$616.62$19,543$3,553.75+$27.2KXOM

XOM vs QYLD: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is XOM or QYLD better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs QYLD earn per year?
With $10,000 invested today: XOM pays approximately $358/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $3,554/year (QYLD).
Does XOM or QYLD pay monthly dividends?
XOM pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.