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XOM vs XYLD: Dividend Comparison 2026

XOM yields 3.58% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $25.6K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — XOM vs XYLD

Annual dividend income

MetricXOMXYLD
Forward yield3.58%9.02%
Annual dividend / share$3.88$3.48
Payout ratio44%90%
1-year div growth4%-2.1%
5-year div CAGR3.5%0.5%
Portfolio after 10y$46.7K$21.1K
Annual income after 10y$616.62$2,363.75
Total dividends collected$4.9K$15.0K
Payment frequencyquarterlymonthly
SectorEnergyETF

Year-by-year: XOM vs XYLD ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,790$370.12$10,626$906.06+$1.2KXOM
2$13,860$395.49$11,324$995.47+$2.5KXOM
3$16,249$421.35$12,104$1,096.88+$4.1KXOM
4$19,004$447.71$12,977$1,212.21+$6.0KXOM
5$22,178$474.56$13,958$1,343.80+$8.2KXOM
6$25,829$501.91$15,061$1,494.40+$10.8KXOM
7$30,026$529.77$16,307$1,667.30+$13.7KXOM
8$34,848$558.16$17,717$1,866.48+$17.1KXOM
9$40,383$587.10$19,317$2,096.71+$21.1KXOM
10$46,735$616.62$21,140$2,363.75+$25.6KXOM

XOM vs XYLD: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

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XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is XOM or XYLD better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs XYLD earn per year?
With $10,000 invested today: XOM pays approximately $358/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $2,364/year (XYLD).
Does XOM or XYLD pay monthly dividends?
XOM pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.