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XOM vs SCHD: Dividend Comparison 2026

XOM yields 3.58% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $10.0K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — XOM vs SCHD

Annual dividend income

MetricXOMSCHD
Forward yield3.58%3.77%
Annual dividend / share$3.88$1.05
Payout ratio44%38%
1-year div growth4%5.18%
5-year div CAGR3.5%13.05%
Portfolio after 10y$46.7K$36.7K
Annual income after 10y$616.62$1,925.82
Total dividends collected$4.9K$10.1K
Payment frequencyquarterlyquarterly
SectorEnergyETF

Year-by-year: XOM vs SCHD ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,790$370.12$11,306$426.37+$484.00XOM
2$13,860$395.49$12,802$500.91+$1.1KXOM
3$16,249$421.35$14,518$589.33+$1.7KXOM
4$19,004$447.71$16,490$694.43+$2.5KXOM
5$22,178$474.56$18,761$819.56+$3.4KXOM
6$25,829$501.91$21,381$968.84+$4.4KXOM
7$30,026$529.77$24,409$1,147.26+$5.6KXOM
8$34,848$558.16$27,918$1,360.94+$6.9KXOM
9$40,383$587.10$31,993$1,617.39+$8.4KXOM
10$46,735$616.62$36,734$1,925.82+$10.0KXOM

XOM vs SCHD: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is XOM or SCHD better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while SCHD offers 3.77% (1.05/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs SCHD earn per year?
With $10,000 invested today: XOM pays approximately $358/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $1,926/year (SCHD).
Does XOM or SCHD pay monthly dividends?
XOM pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.