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XOM vs T: Dividend Comparison 2026

XOM yields 3.58% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $37.6K in total portfolio value
10 years
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — XOM vs T

Annual dividend income

MetricXOMT
Forward yield3.58%6.24%
Annual dividend / share$3.88$1.11
Payout ratio44%58%
1-year div growth4%0%
5-year div CAGR3.5%-8.2%
Portfolio after 10y$46.7K$9.1K
Annual income after 10y$616.62$432.01
Total dividends collected$4.9K$5.0K
Payment frequencyquarterlyquarterly
SectorEnergyTelecom

Year-by-year: XOM vs T ($10,000, DRIP)

YearXOM PortfolioXOM Income/yrT PortfolioT Income/yrGap
1$11,790$370.12$9,962$572.46+$1.8KXOM
2$13,860$395.49$9,912$557.56+$3.9KXOM
3$16,249$421.35$9,850$542.34+$6.4KXOM
4$19,004$447.71$9,776$526.88+$9.2KXOM
5$22,178$474.56$9,691$511.23+$12.5KXOM
6$25,829$501.91$9,595$495.45+$16.2KXOM
7$30,026$529.77$9,489$479.58+$20.5KXOM
8$34,848$558.16$9,374$463.69+$25.5KXOM
9$40,383$587.10$9,250$447.82+$31.1KXOM
10$46,735$616.62$9,118$432.01+$37.6KXOM

XOM vs T: Complete Analysis 2026

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

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TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is XOM or T better for dividend income in 2026?
XOM currently offers a 3.58% yield (3.88/share/year) while T offers 6.24% (1.11/share/year). T provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XOM vs T earn per year?
With $10,000 invested today: XOM pays approximately $358/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $617/year (XOM) and $432/year (T).
Does XOM or T pay monthly dividends?
XOM pays quarterly dividends. T pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.