Is XPAY or NNN a better dividend investment in 2026?

XPAY currently yields 23.11% with a 5% 5-year dividend growth rate. NNN yields 5.66% with 2.8% growth. The better choice depends on your goal: XPAY offers higher current income.

What is the dividend yield difference between XPAY and NNN?

XPAY has a forward dividend yield of 23.11% ($11.27/share annually). NNN yields 5.66% ($2.38/share annually). The yield gap is 17.45 percentage points.

Home › Compare › XPAY vs NNN

XPAY vs NNN: Dividend Comparison 2026

XPAY yields 23.11% · NNN yields 5.66%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XPAY wins by $62.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XPAY

● Live price

23.11%

Share price

$48.78

Annual div

$11.27

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$88.2K

Annual income

$9,275.22

Full XPAY calculator →

NNN

NNN REIT Inc.

● Live price

5.66%

Share price

$42.03

Annual div

$2.38

5Y div CAGR

8.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.5K

Annual income

$2,622.67

Full NNN calculator →

Portfolio growth — XPAY vs NNN

📍 XPAY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XPAY	NNN
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XPAY + NNN cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XPAY pays

NNN pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XPAY

Annual income on $10K today (after 15% tax)

$1,964.56/yr

After 10yr DRIP, annual income (after tax)

$7,883.94/yr

NNN

Annual income on $10K today (after 15% tax)

$481.32/yr

After 10yr DRIP, annual income (after tax)

$2,229.27/yr

At 15% tax rate, XPAY beats the other by $5,654.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XPAY + NNN for your $10,000?

XPAY: 50%NNN: 50%

100% NNN50/50100% XPAY

Portfolio after 10yr

$56.9K

Annual income

$5,948.95/yr

Blended yield

10.46%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

XPAY

No analyst data

NNN

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$44.93

+6.9% upside vs current

Range: $43.00 — $48.50

Altman Z

1.1

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XPAY buys

NNN buys

No recent congressional trades found for XPAY or NNN in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXPAYNNN

Forward yield	23.11% ✓	5.66%
Annual dividend / share	$11.27 ✓	$2.38
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	8.6% ✓
Portfolio after 10y	$88.2K ✓	$25.5K
Annual income after 10y	$9,275.22 ✓	$2,622.67
Total dividends collected	$53.9K ✓	$13.7K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: XPAY vs NNN ($10,000, DRIP)

Year	XPAY Portfolio	XPAY Income/yr	NNN Portfolio	NNN Income/yr	Gap
1← crossover	$13,011	$2,311.25	$10,735	$614.96	+$2.3K → XPAY
2	$16,733	$2,810.49	$11,572	$708.43	+$5.2K → XPAY
3	$21,282	$3,377.85	$12,531	$819.53	+$8.8K → XPAY
4	$26,787	$4,015.14	$13,633	$952.29	+$13.2K → XPAY
5	$33,385	$4,723.11	$14,909	$1,111.84	+$18.5K → XPAY
6	$41,223	$5,501.42	$16,392	$1,304.77	+$24.8K → XPAY
7	$50,457	$6,348.68	$18,129	$1,539.52	+$32.3K → XPAY
8	$61,252	$7,262.47	$20,173	$1,827.08	+$41.1K → XPAY
9	$73,779	$8,239.39	$22,597	$2,181.81	+$51.2K → XPAY
10	$88,219	$9,275.22	$25,491	$2,622.67	+$62.7K → XPAY

XPAY vs NNN: Complete Analysis 2026

XPAY — Stock

The Roundhill S&P 500 Target 20 Managed Distribution ETF (“XPAY”) is designed to pay monthly return of capital distributions to shareholders at an annualized rate of twenty percent, while providing exposure to the S&P 500. XPAY is an actively-managed ETF.

Full XPAY Calculator →

NNN — REIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.