HomeCompareXRT vs JEPQ

XRT vs JEPQ: Dividend Comparison 2026

XRT yields 0.86% · JEPQ yields 11.47%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $24.9K in total portfolio value
10 years
XRT
XRT
● Live price
0.86%
Share price
$80.20
Annual div
$0.69
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$91.29
Full XRT calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.47%
Share price
$53.77
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.8K
Annual income
$2,269.18
Full JEPQ calculator →

Portfolio growth — XRT vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXRTJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XRT + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XRT pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRT
Annual income on $10K today (after 15% tax)
$73.37/yr
After 10yr DRIP, annual income (after tax)
$77.60/yr
JEPQ
Annual income on $10K today (after 15% tax)
$974.55/yr
After 10yr DRIP, annual income (after tax)
$1,928.80/yr
At 15% tax rate, JEPQ beats the other by $1,851.21/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XRT + JEPQ for your $10,000?

XRT: 50%JEPQ: 50%
100% JEPQ50/50100% XRT
Portfolio after 10yr
$33.3K
Annual income
$1,180.24/yr
Blended yield
3.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRT buys
0
JEPQ buys
0
No recent congressional trades found for XRT or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXRTJEPQ
Forward yield0.86%11.47%
Annual dividend / share$0.69$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$45.8K
Annual income after 10y$91.29$2,269.18
Total dividends collected$890.00$17.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: XRT vs JEPQ ($10,000, DRIP)

YearXRT PortfolioXRT Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,786$86.32$11,967$1,146.53$1.2KJEPQ
2$11,628$87.01$14,216$1,268.02$2.6KJEPQ
3$12,530$87.67$16,774$1,392.20$4.2KJEPQ
4$13,495$88.29$19,667$1,518.21$6.2KJEPQ
5$14,529$88.87$22,925$1,645.21$8.4KJEPQ
6$15,635$89.42$26,578$1,772.40$10.9KJEPQ
7$16,820$89.93$30,656$1,899.04$13.8KJEPQ
8$18,088$90.41$35,194$2,024.45$17.1KJEPQ
9$19,445$90.87$40,228$2,148.01$20.8KJEPQ
10$20,897$91.29$45,796$2,269.18$24.9KJEPQ

XRT vs JEPQ: Complete Analysis 2026

XRTStock

The State Street SPDR S&P Retail ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Retail Select Industry Index (the "Index")Seeks to provide exposure the retail segment of the S&P TMI, which comprises the following sub-industries: Apparel Retail, Automotive Retail, Broadline Retail, Computer & Electronic Retail, Consumer Staples Merchandise Retail, Drug Retail, Food Retailers, and Other Specialty Retail.Seeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XRT Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.