HomeCompareXRT vs QYLD

XRT vs QYLD: Dividend Comparison 2026

XRT yields 0.86% · QYLD yields 12.24%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $5.7K in total portfolio value· pulled ahead in Year 7
10 years
XRT
XRT
● Live price
0.86%
Share price
$80.20
Annual div
$0.69
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$91.29
Full XRT calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
12.24%
Share price
$16.70
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$6,038.84
Full QYLD calculator →

Portfolio growth — XRT vs QYLD

📍 QYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXRTQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XRT + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XRT pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XRT
Annual income on $10K today (after 15% tax)
$73.37/yr
After 10yr DRIP, annual income (after tax)
$77.60/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,040.82/yr
After 10yr DRIP, annual income (after tax)
$5,133.01/yr
At 15% tax rate, QYLD beats the other by $5,055.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XRT + QYLD for your $10,000?

XRT: 50%QYLD: 50%
100% QYLD50/50100% XRT
Portfolio after 10yr
$23.7K
Annual income
$3,065.07/yr
Blended yield
12.92%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XRT buys
0
QYLD buys
0
No recent congressional trades found for XRT or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXRTQYLD
Forward yield0.86%12.24%
Annual dividend / share$0.69$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.9K$26.5K
Annual income after 10y$91.29$6,038.84
Total dividends collected$890.00$28.5K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: XRT vs QYLD ($10,000, DRIP)

YearXRT PortfolioXRT Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,786$86.32$10,384$1,224.49+$402.00XRT
2$11,628$87.01$10,900$1,388.18+$728.00XRT
3$12,530$87.67$11,576$1,590.76+$954.00XRT
4$13,495$88.29$12,447$1,844.20+$1.0KXRT
5$14,529$88.87$13,567$2,164.97+$962.00XRT
6$15,635$89.42$15,003$2,576.05+$632.00XRT
7← crossover$16,820$89.93$16,853$3,110.04$33.00QYLD
8$18,088$90.41$19,251$3,813.85$1.2KQYLD
9$19,445$90.87$22,390$4,756.08$2.9KQYLD
10$20,897$91.29$26,548$6,038.84$5.7KQYLD

XRT vs QYLD: Complete Analysis 2026

XRTStock

The State Street SPDR S&P Retail ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Retail Select Industry Index (the "Index")Seeks to provide exposure the retail segment of the S&P TMI, which comprises the following sub-industries: Apparel Retail, Automotive Retail, Broadline Retail, Computer & Electronic Retail, Consumer Staples Merchandise Retail, Drug Retail, Food Retailers, and Other Specialty Retail.Seeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XRT Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.