HomeCompareXSEP vs QYLD

XSEP vs QYLD: Dividend Comparison 2026

XSEP yields 4.75% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XSEP wins by $1.9K in total portfolio value
10 years
XSEP
XSEP
● Live price
4.75%
Share price
$42.12
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.3K
Annual income
$643.54
Full XSEP calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — XSEP vs QYLD

📍 XSEP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXSEPQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XSEP + QYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XSEP pays
QYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XSEP
Annual income on $10K today (after 15% tax)
$403.61/yr
After 10yr DRIP, annual income (after tax)
$547.01/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,263.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XSEP + QYLD for your $10,000?

XSEP: 50%QYLD: 50%
100% QYLD50/50100% XSEP
Portfolio after 10yr
$26.4K
Annual income
$3,151.43/yr
Blended yield
11.96%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XSEP buys
0
QYLD buys
0
No recent congressional trades found for XSEP or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXSEPQYLD
Forward yield4.75%11.92%
Annual dividend / share$2.00$2.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.3K$25.4K
Annual income after 10y$643.54$5,659.31
Total dividends collected$5.6K$27.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: XSEP vs QYLD ($10,000, DRIP)

YearXSEP PortfolioXSEP Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,175$474.83$10,352$1,192.36+$823.00XSEP
2$12,453$495.91$10,830$1,347.57+$1.6KXSEP
3$13,841$516.47$11,460$1,539.07+$2.4KXSEP
4$15,347$536.49$12,275$1,777.84+$3.1KXSEP
5$16,977$555.93$13,323$2,078.95+$3.7KXSEP
6$18,740$574.75$14,667$2,463.34+$4.1KXSEP
7$20,645$592.93$16,396$2,960.57+$4.2KXSEP
8$22,700$610.46$18,631$3,612.97+$4.1KXSEP
9$24,916$627.34$21,548$4,482.15+$3.4KXSEP
10$27,304$643.54$25,398$5,659.31+$1.9KXSEP

XSEP vs QYLD: Complete Analysis 2026

XSEPStock

The investment objective of the FT Vest U.S. Equity Enhance & Moderate Buffer ETF - September (the "Fund") is to seek to provide investors with returns (before fees and expenses) of approximately twice any positive price return of the SPDR S&P 500 ETF Trust (the "Underlying ETF"), up to a predetermined upside cap of 9.58% while providing a buffer (before fees and expenses) against the first 15% of Underlying ETF losses, over the period from September 22, 2025 to September 18, 2026.

Full XSEP Calculator →

QYLDETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.