HomeCompareXSEP vs XYLD

XSEP vs XYLD: Dividend Comparison 2026

XSEP yields 4.75% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XSEP wins by $2.0K in total portfolio value
10 years
XSEP
XSEP
● Live price
4.75%
Share price
$42.12
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.3K
Annual income
$643.54
Full XSEP calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — XSEP vs XYLD

📍 XSEP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXSEPXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XSEP + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XSEP pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XSEP
Annual income on $10K today (after 15% tax)
$403.61/yr
After 10yr DRIP, annual income (after tax)
$547.01/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,189.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XSEP + XYLD for your $10,000?

XSEP: 50%XYLD: 50%
100% XYLD50/50100% XSEP
Portfolio after 10yr
$26.3K
Annual income
$1,931.28/yr
Blended yield
7.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XSEP buys
0
XYLD buys
0
No recent congressional trades found for XSEP or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXSEPXYLD
Forward yield4.75%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.3K$25.3K
Annual income after 10y$643.54$3,219.02
Total dividends collected$5.6K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: XSEP vs XYLD ($10,000, DRIP)

YearXSEP PortfolioXSEP Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,175$474.83$10,818$1,098.39+$357.00XSEP
2$12,453$495.91$11,738$1,222.51+$715.00XSEP
3$13,841$516.47$12,774$1,364.64+$1.1KXSEP
4$15,347$536.49$13,944$1,527.86+$1.4KXSEP
5$16,977$555.93$15,270$1,715.87+$1.7KXSEP
6$18,740$574.75$16,775$1,933.09+$2.0KXSEP
7$20,645$592.93$18,490$2,184.87+$2.2KXSEP
8$22,700$610.46$20,450$2,477.63+$2.3KXSEP
9$24,916$627.34$22,697$2,819.19+$2.2KXSEP
10$27,304$643.54$25,280$3,219.02+$2.0KXSEP

XSEP vs XYLD: Complete Analysis 2026

XSEPStock

The investment objective of the FT Vest U.S. Equity Enhance & Moderate Buffer ETF - September (the "Fund") is to seek to provide investors with returns (before fees and expenses) of approximately twice any positive price return of the SPDR S&P 500 ETF Trust (the "Underlying ETF"), up to a predetermined upside cap of 9.58% while providing a buffer (before fees and expenses) against the first 15% of Underlying ETF losses, over the period from September 22, 2025 to September 18, 2026.

Full XSEP Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.