HomeCompareXSHD vs SCHD

XSHD vs SCHD: Dividend Comparison 2026

XSHD yields 5.74% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XSHD wins by $188.00 in total portfolio value
10 years
XSHD
XSHD
● Live price
5.74%
Share price
$13.02
Annual div
$0.75
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.2K
Annual income
$827.76
Full XSHD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — XSHD vs SCHD

📍 XSHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXSHDSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XSHD + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XSHD pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XSHD
Annual income on $10K today (after 15% tax)
$487.86/yr
After 10yr DRIP, annual income (after tax)
$703.60/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, XSHD beats the other by $341.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XSHD + SCHD for your $10,000?

XSHD: 50%SCHD: 50%
100% SCHD50/50100% XSHD
Portfolio after 10yr
$29.1K
Annual income
$626.85/yr
Blended yield
2.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XSHD buys
0
SCHD buys
0
No recent congressional trades found for XSHD or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXSHDSCHD
Forward yield5.74%3.46%
Annual dividend / share$0.75$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$29.2K$29.0K
Annual income after 10y$827.76$425.95
Total dividends collected$7.1K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XSHD vs SCHD ($10,000, DRIP)

YearXSHD PortfolioXSHD Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,274$573.96$11,226$346.36+$48.00XSHD
2$12,668$604.74$12,572$357.38+$96.00XSHD
3$14,190$635.06$14,046$367.84+$144.00XSHD
4$15,848$664.81$15,660$377.73+$188.00XSHD
5$17,651$693.92$17,425$387.07+$226.00XSHD
6$19,609$722.32$19,354$395.86+$255.00XSHD
7$21,732$749.95$21,461$404.13+$271.00XSHD
8$24,029$776.75$23,762$411.89+$267.00XSHD
9$26,514$802.70$26,272$419.15+$242.00XSHD
10$29,198$827.76$29,010$425.95+$188.00XSHD

XSHD vs SCHD: Complete Analysis 2026

XSHDStock

The Invesco S&P SmallCap High Dividend Low Volatility ETF (Fund) is based on the S&P SmallCap 600 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in securities that comprise the Index. The Index is composed of 60 securities in the S&P SmallCap 600 Index that have historically provided high dividend yields with lower volatility over the past 12 months. Volatility is a statistical measurement of the magnitude of up and down asset price fluctuations over time. The Fund and the Index are rebalanced and reconstituted semi-annually on the last business day in January and July.

Full XSHD Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.