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XYLD vs ARCC: Dividend Comparison 2026

XYLD yields 9.02% · ARCC yields 9.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $22.7K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →

Portfolio growth — XYLD vs ARCC

Annual dividend income

MetricXYLDARCC
Forward yield9.02%9.06%
Annual dividend / share$3.48$1.92
Payout ratio90%88%
1-year div growth-2.1%2%
5-year div CAGR0.5%3.1%
Portfolio after 10y$21.1K$43.8K
Annual income after 10y$2,363.75$2,279.31
Total dividends collected$15.0K$15.5K
Payment frequencymonthlyquarterly
SectorETFBDC

Year-by-year: XYLD vs ARCC ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrARCC PortfolioARCC Income/yrGap
1$10,626$906.06$11,774$933.74$1.1KARCC
2$11,324$995.47$13,808$1,045.61$2.5KARCC
3$12,104$1,096.88$16,135$1,166.34$4.0KARCC
4$12,977$1,212.21$18,786$1,296.19$5.8KARCC
5$13,958$1,343.80$21,800$1,435.41$7.8KARCC
6$15,061$1,494.40$25,215$1,584.23$10.2KARCC
7$16,307$1,667.30$29,076$1,742.84$12.8KARCC
8$17,717$1,866.48$33,430$1,911.44$15.7KARCC
9$19,317$2,096.71$38,328$2,090.21$19.0KARCC
10$21,140$2,363.75$43,827$2,279.31$22.7KARCC

XYLD vs ARCC: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

Frequently Asked Questions

Is XYLD or ARCC better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while ARCC offers 9.06% (1.92/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs ARCC earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. ARCC pays approximately $906/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $2,279/year (ARCC).
Does XYLD or ARCC pay monthly dividends?
XYLD pays monthly dividends. ARCC pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.