Is XYLD or FHN a better dividend investment in 2026?

XYLD currently yields 11.20% with a 0.5% 5-year dividend growth rate. FHN yields 2.81% with 5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between XYLD and FHN?

XYLD has a forward dividend yield of 11.20% ($4.30/share annually). FHN yields 2.81% ($0.62/share annually). The yield gap is 8.39 percentage points.

Home › Compare › XYLD vs FHN

XYLD vs FHN: Dividend Comparison 2026

XYLD yields 11.20% · FHN yields 2.81%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FHN wins by $14.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

FHN

● Live price

2.81%

Share price

$22.05

Annual div

$0.62

5Y div CAGR

25.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.9K

Annual income

$4,751.32

Full FHN calculator →

Portfolio growth — XYLD vs FHN

📍 FHN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XYLD	FHN
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XYLD + FHN cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XYLD pays

FHN pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

FHN

Annual income on $10K today (after 15% tax)

$239.00/yr

After 10yr DRIP, annual income (after tax)

$4,038.62/yr

At 15% tax rate, FHN beats the other by $1,190.25/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XYLD + FHN for your $10,000?

XYLD: 50%FHN: 50%

100% FHN50/50100% XYLD

Portfolio after 10yr

$32.9K

Annual income

$4,051.17/yr

Blended yield

12.32%

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Analyst Conviction Gap

Where Wall Street is most bullish on FHN right now

XYLD

No analyst data

FHN

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$26.71

+21.1% upside vs current

Range: $23.00 — $30.00

Altman Z

0.2

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XYLD buys

FHN buys

Politician	Chamber	Ticker	Type	Amount	Date
John Fetterman	🏛 Senate	$FHN	▼ Sell	$1,001 - $15,000	2024-10-15
Steve Cohen	🏢 House	$FHN	▲ Buy	$15,001 - $50,000	2023-05-26
Zoe Lofgren	🏢 House	$FHN	▼ Sell	$1,001 - $15,000	2023-05-25
Chris Jacobs	🏢 House	$FHN	▲ Buy	$1,001 - $15,000	2022-12-12
Steve Cohen	🏢 House	$FHN	▲ Buy	$15,001 - $50,000	2022-07-27
Chris Jacobs	🏢 House	$FHN	▼ Sell	$1,001 - $15,000	2022-07-18
Chris Jacobs	🏢 House	$FHN	▲ Buy	$15,001 - $50,000	2022-06-21
Zoe Lofgren	🏢 House	$FHN	▲ Buy	$1,001 - $15,000	2021-09-30
Steve Cohen	🏢 House	$FHN	▼ Sell	$1,001 - $15,000	2020-05-11
Steve Cohen	🏢 House	$FHN	▼ Sell	$1,001 - $15,000	2020-05-07

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXYLDFHN

Forward yield	11.20% ✓	2.81%
Annual dividend / share	$4.30 ✓	$0.62
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	25.2% ✓
Portfolio after 10y	$25.9K	$39.9K ✓
Annual income after 10y	$3,351.03	$4,751.32 ✓
Total dividends collected	$20.2K ✓	$17.0K
Payment frequency	monthly	quarterly
Sector	ETF	Financials

Year-by-year: XYLD vs FHN ($10,000, DRIP)

Year	XYLD Portfolio	XYLD Income/yr	FHN Portfolio	FHN Income/yr	Gap
1← crossover	$10,840	$1,120.44	$11,052	$352.04	$212.00 → FHN
2	$11,786	$1,249.59	$12,281	$455.25	$495.00 → FHN
3	$12,854	$1,397.78	$13,733	$591.92	$879.00 → FHN
4	$14,063	$1,568.33	$15,468	$774.46	$1.4K → FHN
5	$15,434	$1,765.19	$17,572	$1,020.73	$2.1K → FHN
6	$16,995	$1,993.14	$20,159	$1,356.77	$3.2K → FHN
7	$18,777	$2,257.95	$23,391	$1,821.25	$4.6K → FHN
8	$20,818	$2,566.58	$27,501	$2,472.74	$6.7K → FHN
9	$23,163	$2,927.50	$32,828	$3,401.73	$9.7K → FHN
10	$25,865	$3,351.03	$39,877	$4,751.32	$14.0K → FHN

XYLD vs FHN: Complete Analysis 2026

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

FHN — Financials

First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through three segments: Regional Banking, Specialty Banking, and Corporate. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also underwrites bank-eligible securities and other fixed-income securities eligible for underwriting by financial subsidiaries; sells loans and derivatives; and offers advisory services. In addition, it offers various services, such as mortgage banking; title insurance and loan-closing; brokerage; correspondent banking; nationwide check clearing and remittance processing; trust, fiduciary, and agency; equipment finance; and investment and financial advisory services. Further, the company sells mutual fund and retail insurance products; and credit cards. It operates approximately 500 banking offices in 22 states under the First Horizon Bank brand; and 400 banking centers in 12 states under the FHN Financial brand in the United States. The company was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in November 2020. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.

Full FHN Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.