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XYLD vs PEP: Dividend Comparison 2026

XYLD yields 9.02% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $360.00 in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — XYLD vs PEP

Annual dividend income

MetricXYLDPEP
Forward yield9.02%3.69%
Annual dividend / share$3.48$5.42
Payout ratio90%72%
1-year div growth-2.1%7.1%
5-year div CAGR0.5%6.7%
Portfolio after 10y$21.1K$21.5K
Annual income after 10y$2,363.75$1,034.52
Total dividends collected$15.0K$6.6K
Payment frequencymonthlyquarterly
SectorETFConsumer Staples

Year-by-year: XYLD vs PEP ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrPEP PortfolioPEP Income/yrGap
1$10,626$906.06$10,734$393.95$108.00PEP
2$11,324$995.47$11,535$436.36$211.00PEP
3$12,104$1,096.88$12,411$483.90$307.00PEP
4$12,977$1,212.21$13,371$537.26$394.00PEP
5$13,958$1,343.80$14,422$597.26$464.00PEP
6$15,061$1,494.40$15,578$664.81$517.00PEP
7$16,307$1,667.30$16,848$740.97$541.00PEP
8$17,717$1,866.48$18,248$826.99$531.00PEP
9$19,317$2,096.71$19,793$924.28$476.00PEP
10$21,140$2,363.75$21,500$1,034.52$360.00PEP

XYLD vs PEP: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is XYLD or PEP better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while PEP offers 3.69% (5.42/share/year). XYLD provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs PEP earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $1,035/year (PEP).
Does XYLD or PEP pay monthly dividends?
XYLD pays monthly dividends. PEP pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.