Is XYLG or SCHD a better dividend investment in 2026?

XYLG currently yields 14.81% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: XYLG offers higher current income.

What is the dividend yield difference between XYLG and SCHD?

XYLG has a forward dividend yield of 14.81% ($3.88/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 11.37 percentage points.

Home › Compare › XYLG vs SCHD

XYLG vs SCHD: Dividend Comparison 2026

XYLG yields 14.81% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLG wins by $23.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XYLG

● Live price

14.81%

Share price

$26.23

Annual div

$3.88

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52.8K

Annual income

$3,699.36

Full XYLG calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — XYLG vs SCHD

📍 XYLG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XYLG	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XYLG + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

XYLG pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XYLG

Annual income on $10K today (after 15% tax)

$1,258.93/yr

After 10yr DRIP, annual income (after tax)

$3,144.46/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, XYLG beats the other by $2,785.24/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XYLG + SCHD for your $10,000?

XYLG: 50%SCHD: 50%

100% SCHD50/50100% XYLG

Portfolio after 10yr

$40.9K

Annual income

$2,060.98/yr

Blended yield

5.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XYLG buys

SCHD buys

No recent congressional trades found for XYLG or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXYLGSCHD

Forward yield	14.81% ✓	3.44%
Annual dividend / share	$3.88 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$52.8K ✓	$29.0K
Annual income after 10y	$3,699.36 ✓	$422.61
Total dividends collected	$25.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	ETF	ETF

Year-by-year: XYLG vs SCHD ($10,000, DRIP)

Year	XYLG Portfolio	XYLG Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,181	$1,481.09	$11,224	$344.10	+$957.00 → XYLG
2	$14,720	$1,686.10	$12,567	$354.98	+$2.2K → XYLG
3	$17,654	$1,904.22	$14,038	$365.30	+$3.6K → XYLG
4	$21,025	$2,134.45	$15,648	$375.06	+$5.4K → XYLG
5	$24,872	$2,375.62	$17,410	$384.27	+$7.5K → XYLG
6	$29,240	$2,626.49	$19,335	$392.95	+$9.9K → XYLG
7	$34,172	$2,885.70	$21,437	$401.10	+$12.7K → XYLG
8	$39,716	$3,151.86	$23,733	$408.75	+$16.0K → XYLG
9	$45,920	$3,423.55	$26,237	$415.91	+$19.7K → XYLG
10	$52,833	$3,699.36	$28,968	$422.61	+$23.9K → XYLG

XYLG vs SCHD: Complete Analysis 2026

XYLG — ETF

The Global X S&P 500 Covered Call & Growth ETF (XYLG) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 Half BuyWrite Index.

Full XYLG Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.