HomeCompareY vs GBDC

Y vs GBDC: Dividend Comparison 2026

Y yields 24.80% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.75M in total portfolio value· pulled ahead in Year 3
10 years
Y
Y
● Live price
24.80%
Share price
$847.79
Annual div
$210.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$97.6K
Annual income
$10,927.95
Full Y calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — Y vs GBDC

📍 GBDC pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, Y + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Y pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

Y
Annual income on $10K today (after 15% tax)
$2,108.15/yr
After 10yr DRIP, annual income (after tax)
$9,288.76/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,973,835.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of Y + GBDC for your $10,000?

Y: 50%GBDC: 50%
100% GBDC50/50100% Y
Portfolio after 10yr
$10.47M
Annual income
$8,230,830.90/yr
Blended yield
78.59%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

Y
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

Y buys
0
GBDC buys
0
No recent congressional trades found for Y or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricYGBDC
Forward yield24.80%11.86%
Annual dividend / share$210.27$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$97.6K$20.85M
Annual income after 10y$10,927.95$16,450,733.83
Total dividends collected$61.6K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: Y vs GBDC ($10,000, DRIP)

YearY PortfolioY Income/yrGBDC PortfolioGBDC Income/yrGap
1$13,180$2,480.17$12,492$1,791.70+$688.00Y
2$17,158$3,055.06$16,527$3,160.58+$631.00Y
3← crossover$22,076$3,716.87$23,588$5,904.90$1.5KGBDC
4$28,090$4,469.37$37,141$11,901.65$9.1KGBDC
5$35,372$5,315.03$66,205$26,463.38$30.8KGBDC
6$44,103$6,254.90$137,452$66,612.65$93.3KGBDC
7$54,479$7,288.61$342,372$195,298.53$287.9KGBDC
8$66,706$8,414.36$1,053,292$686,954.33$986.6KGBDC
9$81,005$9,628.96$4,111,439$2,984,416.95$4.03MGBDC
10$97,603$10,927.95$20,849,974$16,450,733.83$20.75MGBDC

Y vs GBDC: Complete Analysis 2026

YStock

Alleghany Corporation provides property and casualty reinsurance and insurance products in the United States and internationally. The company operates in three segments: Reinsurance, Insurance, and Alleghany Capital. The Reinsurance segment offers fire, allied lines, auto physical damage, and homeowners multiple peril reinsurance products; and casualty and other reinsurance products, such as medical malpractice, ocean marine and aviation, accident and health, mortgage, surety, and credit reinsurance products, as well as directors' and officers', errors and omissions, general, and auto liability reinsurance. This segment distributes its products and services through brokers, as well as directly to insurance and reinsurance companies. The Insurance segment underwrites specialty insurance coverages in the property, umbrella/excess, general, directors' and officers', and professional liability lines; surety products comprising commercial and contract surety bonds; and workers' compensation insurance products. This segment distributes its products through independent wholesale insurance brokers, and retail and general insurance agents. The Alleghany Capital segment provides precision automated machine tool solutions; manufactures custom trailers and truck bodies for the moving and storage industry, and other markets; design, engineering, procurement, construction management, and validation services for pharmaceutical and biotechnology industries; products and services for the funeral and cemetery industries, and precast concrete markets; and hotel management and development services, as well as operates as a toy and musical instrument company, and structural steel fabricator and erector. The company also owns and manages improved and unimproved commercial land, and residential lots. As of December 31, 2021, it owned approximately 77 acres of property. The company was founded in 1929 and is based in New York, New York.

Full Y Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this Y vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

Y vs SCHDY vs JEPIY vs OY vs KOY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.