Is YAFIX or BTI a better dividend investment in 2026?

YAFIX currently yields 17.12% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: YAFIX offers higher current income.

What is the dividend yield difference between YAFIX and BTI?

YAFIX has a forward dividend yield of 17.12% ($3.61/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 11.74 percentage points.

Home › Compare › YAFIX vs BTI

YAFIX vs BTI: Dividend Comparison 2026

YAFIX yields 17.12% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BTI wins by $14.9K in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

YAFIX

● Live price

17.12%

Share price

$21.07

Annual div

$3.61

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.8K

Annual income

$1.94

Full YAFIX calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — YAFIX vs BTI

📍 BTI pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	YAFIX	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, YAFIX + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

YAFIX pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YAFIX

Annual income on $10K today (after 15% tax)

$1,455.45/yr

After 10yr DRIP, annual income (after tax)

$1.65/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, BTI beats the other by $2,367.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YAFIX + BTI for your $10,000?

YAFIX: 50%BTI: 50%

100% BTI50/50100% YAFIX

Portfolio after 10yr

$30.2K

Annual income

$1,394.29/yr

Blended yield

4.61%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

YAFIX

No analyst data

Altman Z

3.0

Piotroski

5/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YAFIX buys

BTI buys

No recent congressional trades found for YAFIX or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricYAFIXBTI

Forward yield	17.12% ✓	5.38%
Annual dividend / share	$3.61 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	11.3% ✓
Portfolio after 10y	$22.8K	$37.7K ✓
Annual income after 10y	$1.94	$2,786.64 ✓
Total dividends collected	$1.8K	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: YAFIX vs BTI ($10,000, DRIP)

Year	YAFIX Portfolio	YAFIX Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,556	$856.15	$11,299	$598.92	+$257.00 → YAFIX
2	$12,827	$462.32	$12,794	$703.91	+$33.00 → YAFIX
3← crossover	$13,965	$239.81	$14,518	$829.07	$553.00 → BTI
4	$15,065	$122.00	$16,513	$978.64	$1.4K → BTI
5	$16,181	$61.50	$18,827	$1,157.84	$2.6K → BTI
6	$17,344	$30.87	$21,518	$1,373.12	$4.2K → BTI
7	$18,574	$15.46	$24,657	$1,632.46	$6.1K → BTI
8	$19,882	$7.74	$28,329	$1,945.74	$8.4K → BTI
9	$21,277	$3.87	$32,637	$2,325.33	$11.4K → BTI
10	$22,769	$1.94	$37,708	$2,786.64	$14.9K → BTI

YAFIX vs BTI: Complete Analysis 2026

YAFIX — Stock

The fund invests primarily in domestic and foreign equity securities. Its investments in foreign equity securities may include emerging market securities. The fund also may invest in debt securities. Its investments in debt securities may include U.S. Treasury notes and bonds, investment grade corporate debt securities, convertible debt securities and debt securities below investment grade (high yield or junk bonds). The fund is non-diversified.

Full YAFIX Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

📬

Get this YAFIX vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

YAFIX vs SCHD YAFIX vs JEPI YAFIX vs O YAFIX vs KO YAFIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.