HomeCompareYFFI vs FCPT

YFFI vs FCPT: Dividend Comparison 2026

YFFI yields 4.71% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $21.8K in total portfolio value
10 years
YFFI
YFFI
● Live price
4.71%
Share price
$9.97
Annual div
$0.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$636.42
Full YFFI calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — YFFI vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodYFFIFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, YFFI + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
YFFI pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YFFI
Annual income on $10K today (after 15% tax)
$400.16/yr
After 10yr DRIP, annual income (after tax)
$540.96/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,368.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YFFI + FCPT for your $10,000?

YFFI: 50%FCPT: 50%
100% FCPT50/50100% YFFI
Portfolio after 10yr
$38.1K
Annual income
$3,205.85/yr
Blended yield
8.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

YFFI
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YFFI buys
0
FCPT buys
0
No recent congressional trades found for YFFI or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricYFFIFCPT
Forward yield4.71%6.05%
Annual dividend / share$0.47$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$27.2K$49.1K
Annual income after 10y$636.42$5,775.28
Total dividends collected$5.6K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: YFFI vs FCPT ($10,000, DRIP)

YearYFFI PortfolioYFFI Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,171$470.78$11,401$700.92$230.00FCPT
2$12,444$491.50$13,064$864.84$620.00FCPT
3$13,827$511.71$15,051$1,072.48$1.2KFCPT
4$15,326$531.37$17,442$1,337.22$2.1KFCPT
5$16,950$550.45$20,340$1,677.08$3.4KFCPT
6$18,705$568.93$23,880$2,116.57$5.2KFCPT
7$20,601$586.78$28,241$2,689.36$7.6KFCPT
8$22,647$603.98$33,660$3,442.07$11.0KFCPT
9$24,853$620.53$40,456$4,439.95$15.6KFCPT
10$27,229$636.42$49,063$5,775.28$21.8KFCPT

YFFI vs FCPT: Complete Analysis 2026

YFFIStock

YFFI invests in investment grade fixed income securities of any maturity. The fund targets corporate bonds but may hold US Treasurys, asset-backed securities, and preferred stocks perceived to offer attractive cash flow and yield. It assesses relative yield or the typical yield spread differences between bonds and the yield difference for the same company issuing both corporate debt and preferred stocks. In addition, the fund analyzes fundamental and technical data for credit rating, coupon, yield to worst, and maturity date. Weights are then assigned using these variables relative to their target company and sector exposure. The fund selects securities that maximize cash flow and yield based on current and expected market conditions and the portfolios current composition. Holdings are reviewed monthly, while the models are reviewed quarterly for possible reconstitution. However, as an actively managed ETF, the fund manager has full discretion to buy or sell securities at any time.

Full YFFI Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.