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YORW vs BTI: Dividend Comparison 2026

YORW yields 2.90% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $1.9K in total portfolio value
10 years
YORW
YORW
● Live price
2.90%
Share price
$30.86
Annual div
$0.89
5Y div CAGR
21.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.9K
Annual income
$3,361.83
Full YORW calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — YORW vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodYORWBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, YORW + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
YORW pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

YORW
Annual income on $10K today (after 15% tax)
$246.35/yr
After 10yr DRIP, annual income (after tax)
$2,857.56/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, YORW beats the other by $475.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of YORW + BTI for your $10,000?

YORW: 50%BTI: 50%
100% BTI50/50100% YORW
Portfolio after 10yr
$36.9K
Annual income
$3,082.06/yr
Blended yield
8.36%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

YORW
Analyst Ratings
3
Hold
1
Sell
Consensus: Hold
Altman Z
0.9
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

YORW buys
0
BTI buys
13
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$BTI▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$BTI▲ Buy$1,001 - $15,0002025-08-04
Lisa McClain🏢 House$BTI▼ Sell$1,001 - $15,0002025-06-24
Lisa McClain🏢 House$BTI▲ Buy$1,001 - $15,0002025-06-17
Daniel Goldman🏢 House$BTI▼ Sell$50,001 - $100,0002023-07-10
Daniel Goldman🏢 House$BTI▲ Buy$15,001 - $50,0002023-02-27
Daniel Goldman🏢 House$BTI▼ Sell$50,001 - $100,0002023-01-13
Virginia Foxx🏢 House$BTI▼ Sell$50,001 - $100,0002022-11-02
Virginia Foxx🏢 House$BTI▲ Buy$1,001 - $15,0002022-08-23
Virginia Foxx🏢 House$BTI▲ Buy$1,001 - $15,0002022-07-29
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricYORWBTI
Forward yield2.90%5.40%
Annual dividend / share$0.89$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR21.5%11.3%
Portfolio after 10y$35.9K$37.8K
Annual income after 10y$3,361.83$2,802.29
Total dividends collected$13.4K$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: YORW vs BTI ($10,000, DRIP)

YearYORW PortfolioYORW Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,052$352.14$11,301$601.08$249.00BTI
2$12,268$441.93$12,799$706.58$531.00BTI
3$13,683$557.01$14,527$832.38$844.00BTI
4$15,347$705.48$16,527$982.75$1.2KBTI
5$17,320$898.46$18,846$1,162.95$1.5KBTI
6$19,683$1,151.36$21,545$1,379.49$1.9KBTI
7$22,547$1,485.81$24,694$1,640.41$2.1KBTI
8$26,058$1,932.62$28,378$1,955.69$2.3KBTI
9$30,418$2,536.24$32,702$2,337.79$2.3KBTI
10$35,909$3,361.83$37,794$2,802.29$1.9KBTI

YORW vs BTI: Complete Analysis 2026

YORWStock

The York Water Company impounds, purifies, and distributes drinking water. It owns and operates three wastewater collection systems; five wastewater collection and treatment systems; and two reservoirs, including Lake Williams and Lake Redman, which hold approximately 2.2 billion gallons of water. The company also operates a 15-mile pipeline from the Susquehanna River to Lake Redman; and owns nine groundwater wells that supply water to customers in the Adams County. It serves customers in the fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergents, barbells, and motorcycle industries in 51 municipalities within three counties in south-central Pennsylvania. The York Water Company was incorporated in 1816 and is based in York, Pennsylvania.

Full YORW Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.