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ZAIS vs HDV: Dividend Comparison 2026

ZAIS yields 48.90% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ZAIS wins by $347.9K in total portfolio value
10 years
ZAIS
ZAIS
● Live price
48.90%
Share price
$4.09
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$372.2K
Annual income
$74,100.38
Full ZAIS calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.72
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$351.71
Full HDV calculator →

Portfolio growth — ZAIS vs HDV

📍 ZAIS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZAISHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZAIS + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ZAIS pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZAIS
Annual income on $10K today (after 15% tax)
$4,156.48/yr
After 10yr DRIP, annual income (after tax)
$62,985.32/yr
HDV
Annual income on $10K today (after 15% tax)
$247.92/yr
After 10yr DRIP, annual income (after tax)
$298.95/yr
At 15% tax rate, ZAIS beats the other by $62,686.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZAIS + HDV for your $10,000?

ZAIS: 50%HDV: 50%
100% HDV50/50100% ZAIS
Portfolio after 10yr
$198.2K
Annual income
$37,226.05/yr
Blended yield
18.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZAIS buys
0
HDV buys
0
No recent congressional trades found for ZAIS or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZAISHDV
Forward yield48.90% ✓2.92%
Annual dividend / share$2.00$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$372.2K ✓$24.3K
Annual income after 10y$74,100.38 ✓$351.71
Total dividends collected$295.4K ✓$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ZAIS vs HDV ($10,000, DRIP)

YearZAIS PortfolioZAIS Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$15,590$4,889.98$11,002$291.67+$4.6K → ZAIS
2$23,806$7,124.73$12,082$299.61+$11.7K → ZAIS
3$35,640$10,167.77$13,247$307.23+$22.4K → ZAIS
4$52,361$14,226.41$14,503$314.52+$37.9K → ZAIS
5$75,560$19,533.63$15,854$321.50+$59.7K → ZAIS
6$107,194$26,344.00$17,308$328.15+$89.9K → ZAIS
7$149,625$34,927.92$18,871$334.49+$130.8K → ZAIS
8$205,663$45,564.28$20,551$340.53+$185.1K → ZAIS
9$278,591$58,531.92$22,357$346.27+$256.2K → ZAIS
10$372,193$74,100.38$24,296$351.71+$347.9K → ZAIS

ZAIS vs HDV: Complete Analysis 2026

ZAIS — Stock

ZAIS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ZAIS shares.

Full ZAIS Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.