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ZSHGY vs GBDC: Dividend Comparison 2026

ZSHGY yields 8.18% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $15.65M in total portfolio value
10 years
ZSHGY
ZSHGY
● Live price
8.18%
Share price
$10.54
Annual div
$0.86
5Y div CAGR
51.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.13M
Annual income
$3,749,953.08
Full ZSHGY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — ZSHGY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZSHGYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZSHGY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZSHGY pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZSHGY
Annual income on $10K today (after 15% tax)
$695.12/yr
After 10yr DRIP, annual income (after tax)
$3,187,460.12/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $10,743,413.78/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ZSHGY + GBDC for your $10,000?

ZSHGY: 50%GBDC: 50%
100% GBDC50/50100% ZSHGY
Portfolio after 10yr
$12.95M
Annual income
$10,069,608.24/yr
Blended yield
77.74%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

ZSHGY
No analyst data
Altman Z
3.8
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZSHGY buys
0
GBDC buys
0
No recent congressional trades found for ZSHGY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZSHGYGBDC
Forward yield8.18%11.85%
Annual dividend / share$0.86$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR51.9%51.1%
Portfolio after 10y$5.13M$20.78M
Annual income after 10y$3,749,953.08$16,389,263.41
Total dividends collected$4.97M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: ZSHGY vs GBDC ($10,000, DRIP)

YearZSHGY PortfolioZSHGY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,942$1,242.22$12,490$1,790.28$548.00GBDC
2$14,884$2,106.00$16,522$3,157.73$1.6KGBDC
3$19,652$3,726.25$23,578$5,898.68$3.9KGBDC
4$28,012$6,984.50$37,115$11,886.75$9.1KGBDC
5$44,107$14,133.40$66,136$26,423.57$22.0KGBDC
6$78,786$31,591.80$137,257$66,491.44$58.5KGBDC
7$164,412$80,111.05$341,734$194,868.54$177.3KGBDC
8$413,250$237,329.09$1,050,788$685,133.02$637.5KGBDC
9$1,289,023$846,845.35$4,099,314$2,974,971.01$2.81MGBDC
10$5,129,208$3,749,953.08$20,775,530$16,389,263.41$15.65MGBDC

ZSHGY vs GBDC: Complete Analysis 2026

ZSHGYStock

Zhongsheng Group Holdings Limited, an investment holding company, engages in the sale and service of motor vehicles. The company operates 4S dealerships for various automobile brands consisting of luxury automobile brands, including Mercedes-Benz, Lexus, Audi, Jaguar, Land Rover, Porsche, and Volvo; and mid-to-high end automobile brands, such as Toyota and Nissan. It also provides spare parts, automobile accessories, repair and maintenance services, detailing services, and other automobile-related products and services. As of December 31, 2021, the company had 412 automobile dealerships that include 254 luxury brand dealerships and 158 mid-to-high-end brand dealerships covering 25 provinces, municipalities, and autonomous regions, and approximately 110 cities in the People's Republic of China. Zhongsheng Group Holdings Limited was founded in 1998 and is headquartered in Dalian, the People's Republic of China.

Full ZSHGY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.