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ZURVY vs MO: Dividend Comparison 2026

ZURVY yields 4.79% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ZURVY wins by $1.81M in total portfolio value
10 years
ZURVY
ZURVY
● Live price
4.79%
Share price
$35.51
Annual div
$1.70
5Y div CAGR
57.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.89M
Annual income
$1,313,045.37
Full ZURVY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — ZURVY vs MO

📍 ZURVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZURVYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ZURVY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZURVY pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZURVY
Annual income on $10K today (after 15% tax)
$406.84/yr
After 10yr DRIP, annual income (after tax)
$1,116,088.56/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, ZURVY beats the other by $1,090,453.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZURVY + MO for your $10,000?

ZURVY: 50%MO: 50%
100% MO50/50100% ZURVY
Portfolio after 10yr
$985.7K
Annual income
$671,602.27/yr
Blended yield
68.14%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

ZURVY
Analyst Ratings
1
Buy
1
Sell
Consensus: Buy
Altman Z
0.7
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZURVY buys
0
MO buys
0
No recent congressional trades found for ZURVY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZURVYMO
Forward yield4.79%6.36%
Annual dividend / share$1.70$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR57.4%22.6%
Portfolio after 10y$1.89M$80.1K
Annual income after 10y$1,313,045.37$30,159.17
Total dividends collected$1.81M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: ZURVY vs MO ($10,000, DRIP)

YearZURVY PortfolioZURVY Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,453$753.37$10,570$780.30+$883.00ZURVY
2$13,524$1,269.30$11,381$1,032.90+$2.1KZURVY
3$16,676$2,204.80$12,535$1,392.73+$4.1KZURVY
4$21,842$3,999.09$14,193$1,920.91+$7.6KZURVY
5$31,077$7,705.32$16,618$2,723.68+$14.5KZURVY
6$49,379$16,126.74$20,263$3,993.80+$29.1KZURVY
7$90,529$37,694.12$25,936$6,098.36+$64.6KZURVY
8$198,525$101,658.65$35,166$9,775.01+$163.4KZURVY
9$540,359$327,937.66$51,026$16,597.78+$489.3KZURVY
10$1,891,230$1,313,045.37$80,113$30,159.17+$1.81MZURVY

ZURVY vs MO: Complete Analysis 2026

ZURVYStock

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

Full ZURVY Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.