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ZURVY vs PM: Dividend Comparison 2026

ZURVY yields 4.79% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ZURVY wins by $1.84M in total portfolio value· pulled ahead in Year 3
10 years
ZURVY
ZURVY
● Live price
4.79%
Share price
$35.51
Annual div
$1.70
5Y div CAGR
57.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.89M
Annual income
$1,313,045.37
Full ZURVY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — ZURVY vs PM

📍 ZURVY pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodZURVYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ZURVY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ZURVY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ZURVY
Annual income on $10K today (after 15% tax)
$406.84/yr
After 10yr DRIP, annual income (after tax)
$1,116,088.56/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, ZURVY beats the other by $1,113,970.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ZURVY + PM for your $10,000?

ZURVY: 50%PM: 50%
100% PM50/50100% ZURVY
Portfolio after 10yr
$970.4K
Annual income
$657,768.70/yr
Blended yield
67.78%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ZURVY
Analyst Ratings
1
Buy
1
Sell
Consensus: Buy
Altman Z
0.7
Piotroski
6/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ZURVY buys
0
PM buys
0
No recent congressional trades found for ZURVY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricZURVYPM
Forward yield4.79%3.48%
Annual dividend / share$1.70$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR57.4%17.2%
Portfolio after 10y$1.89M$49.6K
Annual income after 10y$1,313,045.37$2,492.02
Total dividends collected$1.81M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: ZURVY vs PM ($10,000, DRIP)

YearZURVY PortfolioZURVY Income/yrPM PortfolioPM Income/yrGap
1$11,453$753.37$11,648$408.29$195.00PM
2$13,524$1,269.30$13,589$495.90$65.00PM
3← crossover$16,676$2,204.80$15,877$603.21+$799.00ZURVY
4$21,842$3,999.09$18,580$734.88+$3.3KZURVY
5$31,077$7,705.32$21,781$896.75+$9.3KZURVY
6$49,379$16,126.74$25,578$1,096.12+$23.8KZURVY
7$90,529$37,694.12$30,092$1,342.17+$60.4KZURVY
8$198,525$101,658.65$35,470$1,646.46+$163.1KZURVY
9$540,359$327,937.66$41,892$2,023.58+$498.5KZURVY
10$1,891,230$1,313,045.37$49,578$2,492.02+$1.84MZURVY

ZURVY vs PM: Complete Analysis 2026

ZURVYStock

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

Full ZURVY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.