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Bank of America Corporation · NYSE
Price: $19.31 · Annual div: $1.25/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in BAC-PN → $12.13M in 10 years · $3,021.91/month
Bank of America Corporation, through its various operating units, delivers a comprehensive suite of banking and financial offerings to a diverse global clientele. This includes individual customers, small and mid-sized enterprises, institutional investors, major corporations, and governmental bodies across the world. Its Consumer Banking division caters to individuals and small businesses, providing an array of deposit options such as traditional and money market savings, certificates of deposit (CDs), and IRAs. It also offers both interest-bearing and non-interest-bearing checking accounts, alongside various investment accounts and related products. Furthermore, this segment issues credit and debit cards and provides a range of lending solutions, including residential mortgages, home equity loans, and both direct and indirect loans for purposes like automotive purchases, recreational vehicles, and personal needs. The company's Global Wealth & Investment Management unit focuses on sophisticated financial solutions. It encompasses investment management services, brokerage, banking, and trust and retirement products. Clients also benefit from comprehensive wealth management strategies and bespoke offerings, including specialized asset management. Within its Global Banking segment, Bank of America extends diverse lending products and services. These include commercial loans, leasing arrangements, commitment facilities, trade finance, and both commercial real estate and asset-based lending. The segment also supplies treasury solutions like treasury management, foreign exchange services, short-term investment options, and merchant services. Additional capabilities feature working capital management solutions, alongside debt and equity underwriting and distribution, and advisory services for mergers and other corporate transactions. The Global Markets segment delivers critical market infrastructure and risk management tools. It facilitates market-making activities, provides financing, and offers securities clearing, settlement, and custody services. Clients can also access risk management products incorporating interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-related instruments. Demonstrating its extensive reach, as of December 31, 2021, Bank of America served approximately 67 million individual and small business clients. This vast network was supported by roughly 4,200 physical retail financial centers and an estimated 16,000 automated teller machines (ATMs). Its digital banking platforms further enhanced accessibility, boasting around 41 million active users. The institution was established in 1784 and maintains its corporate headquarters in Charlotte, North Carolina.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold BAC-PN.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.47% | 3.67% | $647 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.50% | 2.70% | $550 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.18% | 2.38% | $518 / yr |
| 🇬🇧 UK ISA | 0% | 6.47% | 3.67% | $647 / yr |
| 🇬🇧 UK Taxable | 8.75% | 5.90% | 3.10% | $590 / yr |
| 🇨🇦 TFSA | 0% | 6.47% | 3.67% | $647 / yr |
| 🇨🇦 CA Taxable | 25% | 4.85% | 2.05% | $485 / yr |
| 🇦🇺 Super (pension) | 15% | 5.50% | 2.70% | $550 / yr |
| 🇦🇺 AU Taxable | 30% | 4.53% | 1.73% | $453 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.76% | 1.96% | $476 / yr |
| 🇫🇷 FR Taxable | 30% | 4.53% | 1.73% | $453 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.25/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
BAC-PN pays quarterly — 4 times per year. Next ex-div: TBD.
How BAC-PN compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for BAC-PN sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2026-03-10 | 50 | $1000.00 | $50.0K | ||
| M-Exempt | 2026-08-15 | 18,083 | — | — | ||
| D-Return | 2026-08-15 | 18,083 | $64.49 | $1.17M | ||
| M-Exempt | 2026-08-15 | 18,083 | — | — | ||
| M-Exempt | 2026-07-15 | 18,083 | — | — | ||
| D-Return | 2026-07-15 | 18,083 | $61.59 | $1.11M | ||
| M-Exempt | 2026-07-15 | 18,083 | — | — | ||
| M-Exempt | 2026-06-15 | 18,083 | — | — | ||
| D-Return | 2026-06-15 | 18,083 | $55.87 | $1.01M | ||
| M-Exempt | 2026-06-15 | 18,083 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the BAC-PN dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Bank of America Corporation (BAC-PN) is currently trading at $19.31, trading near its 52-week low. The current dividend yield is 6.47% based on an annual payout of $1.25 per share.
Bank of America Corporation (BAC-PN) is a financial services stock currently trading at $19.31 with a dividend yield of 6.47%. The company pays an annual dividend of $1.25 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, BAC-PN has grown its dividend at a compound annual rate of 47.1%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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