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Bank of America Corporation · NYSE
Price: $16.44 · Annual div: $1.09/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in BAC-PO → $12.18M in 10 years · $3,119.97/month
Bank of America Corporation, operating globally through its subsidiary entities, delivers a comprehensive suite of banking and financial services. Its clientele spans a broad spectrum, from individual consumers and small-to-mid-sized enterprises to major corporations, institutional investors, and governmental bodies. Within its Consumer Banking division, the company furnishes a wide array of offerings, including various savings options like traditional and money market accounts, certificates of deposit, and IRAs. Customers can also access both interest-bearing and non-interest-bearing checking accounts, investment vehicles, credit and debit cards, and a range of lending solutions. The latter category encompasses residential mortgages, home equity lines, and direct or indirect personal financing for items such as automobiles and recreational vehicles. The Global Wealth & Investment Management segment focuses on providing sophisticated solutions, including investment oversight, brokerage services, traditional banking, and both trust and retirement product offerings. Furthermore, it delivers holistic wealth management strategies and bespoke services, notably in specialty asset management. The Global Banking division supports businesses with an extensive portfolio of lending and financial services. These comprise commercial loans, leasing arrangements, credit commitments, and trade financing, alongside commercial real estate and asset-backed lending. It also offers treasury solutions, covering cash management, foreign exchange, short-term investment vehicles, and merchant services. Additionally, the segment provides working capital strategies, debt and equity capital market activities (underwriting and distribution), and advisory services for mergers and acquisitions, among others. Through its Global Markets segment, Bank of America facilitates various market activities. This includes acting as a market maker, providing financing, and offering securities clearing, settlement, and custody functions. The segment also supplies an array of risk management tools, utilizing instruments such as interest rate, equity, credit, currency, and commodity derivatives, foreign exchange, fixed-income products, and mortgage-backed securities. By the close of 2021 (December 31st), the institution was serving roughly 67 million individual consumers and small business clients. This extensive reach was supported by approximately 4,200 branch locations, a network of about 16,000 automated teller machines, and digital banking platforms boasting nearly 41 million active users. Established in 1784, the company's corporate headquarters are situated in Charlotte, North Carolina.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold BAC-PO.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.65% | 3.85% | $665 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.65% | 2.85% | $565 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.32% | 2.52% | $532 / yr |
| 🇬🇧 UK ISA | 0% | 6.65% | 3.85% | $665 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.07% | 3.27% | $607 / yr |
| 🇨🇦 TFSA | 0% | 6.65% | 3.85% | $665 / yr |
| 🇨🇦 CA Taxable | 25% | 4.99% | 2.19% | $499 / yr |
| 🇦🇺 Super (pension) | 15% | 5.65% | 2.85% | $565 / yr |
| 🇦🇺 AU Taxable | 30% | 4.66% | 1.86% | $466 / yr |
| 🇩🇪 DE Taxable | 26.375% | 4.90% | 2.10% | $490 / yr |
| 🇫🇷 FR Taxable | 30% | 4.66% | 1.86% | $466 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.09/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
BAC-PO pays quarterly — 4 times per year. Next ex-div: TBD.
How BAC-PO compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for BAC-PO sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2026-03-10 | 50 | $1000.00 | $50.0K | ||
| M-Exempt | 2026-08-15 | 18,083 | — | — | ||
| D-Return | 2026-08-15 | 18,083 | $64.49 | $1.17M | ||
| M-Exempt | 2026-08-15 | 18,083 | — | — | ||
| M-Exempt | 2026-07-15 | 18,083 | — | — | ||
| D-Return | 2026-07-15 | 18,083 | $61.59 | $1.11M | ||
| M-Exempt | 2026-07-15 | 18,083 | — | — | ||
| M-Exempt | 2026-06-15 | 18,083 | — | — | ||
| D-Return | 2026-06-15 | 18,083 | $55.87 | $1.01M | ||
| M-Exempt | 2026-06-15 | 18,083 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the BAC-PO dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Bank of America Corporation (BAC-PO) is currently trading at $16.44, trading near its 52-week low. The current dividend yield is 6.65% based on an annual payout of $1.09 per share.
Bank of America Corporation (BAC-PO) is a financial services stock currently trading at $16.44 with a dividend yield of 6.65%. The company pays an annual dividend of $1.09 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, BAC-PO has grown its dividend at a compound annual rate of 47.1%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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