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Citizens Financial Group, Inc. · NYSE
Price: $25.94 · Annual div: $1.84/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in CFG-PH → $481.9K in 10 years · $282.85/month
Citizens Financial Group, Inc., identified by the symbol CFG-PH, operates as a prominent bank holding company in the United States. It delivers a full spectrum of retail and commercial financial solutions to a diverse client base, encompassing individuals, small to medium-sized businesses, large corporations, and various institutions. The company's operations are organized into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking segment offers an array of products including various deposit accounts, home financing and equity loans, credit cards, business lending, and comprehensive wealth and investment management services. Additionally, it provides financing for vehicles, education, and point-of-sale purchases, alongside modern digital banking options. This segment engages with its customers through dedicated telephone service centers, as well as robust online and mobile banking platforms. Conversely, the Commercial Banking segment furnishes a wide range of financial tools and strategic services. These comprise lending and leasing facilities, sophisticated cash and treasury management, foreign currency exchange, and advanced solutions for managing interest rate and commodity risks. It also facilitates syndicated loan arrangements, corporate finance advisory, mergers and acquisitions support, and access to debt and equity capital markets. This division caters to numerous sectors, including corporate banking, healthcare, technology, asset finance, franchise operations, equipment leasing, asset-based lending, commercial real estate, mid-sized corporate clients, and private equity sponsors. Historically, the company was known as RBS Citizens Financial Group, Inc. before officially adopting its current name, Citizens Financial Group, Inc., in April 2014. Established in 1828, its corporate headquarters are situated in Providence, Rhode Island.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold CFG-PH.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.11% | 4.31% | $711 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.04% | 3.24% | $604 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.69% | 2.89% | $569 / yr |
| 🇬🇧 UK ISA | 0% | 7.11% | 4.31% | $711 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.49% | 3.69% | $649 / yr |
| 🇨🇦 TFSA | 0% | 7.11% | 4.31% | $711 / yr |
| 🇨🇦 CA Taxable | 25% | 5.33% | 2.53% | $533 / yr |
| 🇦🇺 Super (pension) | 15% | 6.04% | 3.24% | $604 / yr |
| 🇦🇺 AU Taxable | 30% | 4.98% | 2.18% | $498 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.23% | 2.43% | $523 / yr |
| 🇫🇷 FR Taxable | 30% | 4.98% | 2.18% | $498 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.84/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
CFG-PH pays quarterly — 4 times per year. Next ex-div: TBD.
How CFG-PH compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CFG-PH sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| F-InKind | 2026-09-01 | 10,778 | $68.87 | $742.3K | ||
| A-Award | 2026-08-13 | 268.751 | — | — | ||
| A-Award | 2026-08-13 | 134.488 | — | — | ||
| A-Award | 2026-08-13 | 208.392 | — | — | ||
| A-Award | 2026-08-13 | 246.184 | — | — | ||
| Buy | 2025-06-02 | 20 | $40.06 | $801.00 | ||
| Buy | 2024-02-06 | 10 | $31.47 | $315.00 | ||
| A-Award | 2026-08-13 | 162.168 | — | — | ||
| A-Award | 2026-08-13 | 268.751 | — | — | ||
| A-Award | 2026-08-13 | 47.213 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CFG-PH dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Citizens Financial Group, Inc. (CFG-PH) is currently trading at $25.94, trading near its 52-week high. The current dividend yield is 7.11% based on an annual payout of $1.84 per share.
Citizens Financial Group, Inc. (CFG-PH) is a financial services stock currently trading at $25.94 with a dividend yield of 7.11%. The company pays an annual dividend of $1.84 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, CFG-PH has grown its dividend at a compound annual rate of 14.2%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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