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Citizens Financial Group, Inc. · NYSE
Price: $24.85 · Annual div: $1.84/share · Frequency: quarterly · Payout ratio: 48% · Ex-div: 2026-09-21
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-21Latest | 2026-10-06 | $0.4609 | 7.13% | $25.87 |
| 2026-06-18 | 2026-07-06 | $0.4609 | 8.88% | $25.95 |
| 2026-03-20 | 2026-04-06 | $0.4609 | 8.74% | $26.36 |
| 2025-12-22 | 2026-01-06 | $0.4609 | 6.96% | $26.48 |
| 2025-09-19 | 2025-10-06 | $0.4609 | 9.58% | $26.35 |
| 2025-06-20 | 2025-07-07 | $0.4609 | 7.97% | $25.91 |
| 2025-03-21 | 2025-04-07 | $0.4609 | 6.04% | $26.56 |
| 2024-12-20 | — | $0.4609 | 4.20% | $27.20 |
| 2024-09-20 | 2024-10-07 | $0.6812 | 2.58% | $26.36 |
Citizens Financial Group, Inc., identified by the symbol CFG-PH, operates as a prominent bank holding company in the United States. It delivers a full spectrum of retail and commercial financial solutions to a diverse client base, encompassing individuals, small to medium-sized businesses, large corporations, and various institutions. The company's operations are organized into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking segment offers an array of products including various deposit accounts, home financing and equity loans, credit cards, business lending, and comprehensive wealth and investment management services. Additionally, it provides financing for vehicles, education, and point-of-sale purchases, alongside modern digital banking options. This segment engages with its customers through dedicated telephone service centers, as well as robust online and mobile banking platforms. Conversely, the Commercial Banking segment furnishes a wide range of financial tools and strategic services. These comprise lending and leasing facilities, sophisticated cash and treasury management, foreign currency exchange, and advanced solutions for managing interest rate and commodity risks. It also facilitates syndicated loan arrangements, corporate finance advisory, mergers and acquisitions support, and access to debt and equity capital markets. This division caters to numerous sectors, including corporate banking, healthcare, technology, asset finance, franchise operations, equipment leasing, asset-based lending, commercial real estate, mid-sized corporate clients, and private equity sponsors. Historically, the company was known as RBS Citizens Financial Group, Inc. before officially adopting its current name, Citizens Financial Group, Inc., in April 2014. Established in 1828, its corporate headquarters are situated in Providence, Rhode Island.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold CFG-PH.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.42% | 4.62% | $742 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.31% | 3.51% | $631 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.94% | 3.14% | $594 / yr |
| 🇬🇧 UK ISA | 0% | 7.42% | 4.62% | $742 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.77% | 3.97% | $677 / yr |
| 🇨🇦 TFSA | 0% | 7.42% | 4.62% | $742 / yr |
| 🇨🇦 CA Taxable | 25% | 5.56% | 2.76% | $557 / yr |
| 🇦🇺 Super (pension) | 15% | 6.31% | 3.51% | $631 / yr |
| 🇦🇺 AU Taxable | 30% | 5.19% | 2.39% | $519 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.46% | 2.66% | $546 / yr |
| 🇫🇷 FR Taxable | 30% | 5.19% | 2.39% | $519 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.84/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
CFG-PH pays quarterly — 4 times per year. Ex-div: 2026-09-21.
How CFG-PH compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CFG-PH sourced from FMP /financial-growth endpoint — real data, not estimates.
Compare CFG-PH with peers: CFG-PH vs CBSH · CFG-PH vs FCNCA · CFG-PH vs FITB
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CFG-PH dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Citizens Financial Group, Inc. (CFG-PH) is currently trading at $24.85, trading near its 52-week low. The current dividend yield is 7.42% based on an annual payout of $1.84 per share.
Citizens Financial Group, Inc. (CFG-PH) is a financial services stock currently trading at $24.85 with a dividend yield of 7.42%. It pays an annual dividend of $1.84 per share. The payout ratio of 48% suggests the dividend is well-covered by earnings. Over the past 5 years, CFG-PH has grown its dividend at a compound annual rate of 2.7%.
Auto-generated from live market data. For educational purposes only — not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.
CFG-PH (Citizens Financial Group, Inc.) has a dividend yield of 7.42%, based on an annual dividend of $1.84 per share and a price of $24.85. Over the last 12 months it paid $1.84 per share — a trailing yield of 7.42%. Dividends are paid quarterly.
Yield history: over the last 5 payments, CFG-PH's 12-month yield ranged from 6.96% to 9.58%. Full CFG-PH dividend history ↓
Yield on cost: if CFG-PH's dividend keeps growing 2.5% a year, a purchase at today's price would yield 8.39% after 5 years, 9.50% after 10 years and 12.16% after 20 years on the original investment.
With dividends reinvested, a CFG-PH position grows its share count by about 7.07% in the first year at today's price and yield. If the dividend grows 2.5% a year and the price 7.5%, DRIP doubles your number of shares in about 14 years without adding new money.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 28.47 | 430.88 | $761 | $11,511 | 7.61% |
| 3 | 29.58 | 489.53 | $913 | $15,112 | 9.13% |
| 5 | 30.38 | 549.93 | $1,084 | $19,619 | 10.84% |
| 10 | 31.04 | 704.54 | $1,590 | $36,084 | 15.90% |
| 20 | 27.86 | 1001.38 | $2,941 | $105,705 | 29.41% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work →
CFG-PH (Citizens Financial Group, Inc.) has a dividend yield of 7.42%, based on an annual dividend of $1.84 per share and a price of $24.85. Over the last 12 months it paid $1.84 per share — a trailing yield of 7.42%. Dividends are paid quarterly.
$10,000 in CFG-PH at a 7.42% yield pays about $742 a year ($62 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a CFG-PH position grows its share count by about 7.07% in the first year at today's price and yield. If the dividend grows 2.5% a year and the price 7.5%, DRIP doubles your number of shares in about 14 years without adding new money.
Enter your starting amount, monthly contribution and time horizon in the CFG-PH DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
CFG-PH's next ex-dividend date has not been announced yet; the most recent one was 2026-09-21. CFG-PH pays dividends quarterly. Buy before the ex-dividend date to receive the next payment.
CFG-PH's dividend changed 0.0% over the last year. It has less than five years of dividend history in our data, so there is no five-year growth rate yet.
CFG-PH pays out 48% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
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