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FUSB Dividend DRIP Calculator 2026
1.70% YieldFinancial ServicesFirst US Bancshares, Inc. · NASDAQ
Price: $16.50 · Annual div: $0.28/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When FUSB pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in FUSB → $1.69M in 10 years · $30,444.54/month
About First US Bancshares, Inc. (FUSB) — Dividend Analysis 2026
First US Bancshares, Inc. functions as the holding company for First US Bank, which delivers a comprehensive suite of commercial banking products and services. Its deposit offerings encompass demand accounts, including non-interest-bearing options, interest-bearing NOW accounts, savings and money market accounts, individual retirement accounts, and various time deposit products. The company's diverse lending portfolio extends to commercial and real estate financing, personal credit, and business-focused loans and leases. This includes specialized financing for commercial construction, land acquisition, and development projects, such as residential housing, commercial and industrial properties, raw land purchases, and agricultural production. It also provides residential mortgages for individual homes and multi-family apartment complexes, alongside real estate loans for various commercial and industrial properties like office buildings, mixed-use facilities, retail centers, and other business premises. Beyond property, the bank offers general loans and equipment leases to commercial clients. Personal lending options range from secured and unsecured consumer installment loans, notably auto loans, to specific financing backed by personal assets such as furniture, all-terrain vehicles (ATVs), home appliances, recreational vehicles (RVs), boats, and cargo trailers. Further services include issuing letters of credit, providing secure safe deposit box facilities, offering remote deposit capture for businesses, and underwriting reinsurance policies for credit life, accident, and health insurance. The institution caters to a broad spectrum of clients, from small and medium-sized businesses and property managers to business executives, professionals, and individual consumers. First US Bank maintains a substantial physical presence, operating 15 full-service banking offices situated across Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock in Alabama; Knoxville and Powell in Tennessee; and Rose Hill in Virginia. Additionally, it operates loan production offices in Mobile, Alabama, and within the greater Chattanooga, Tennessee area. Established in 1952, the company was initially known as United Security Bancshares, Inc., before officially adopting the name First US Bancshares, Inc. in October 2016. Its corporate headquarters are located in Birmingham, Alabama.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 FUSB Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold FUSB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.70% | -1.10% | $170 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.44% | -1.35% | $144 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.36% | -1.44% | $136 / yr |
| 🇬🇧 UK ISA | 0% | 1.70% | -1.10% | $170 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.55% | -1.25% | $155 / yr |
| 🇨🇦 TFSA | 0% | 1.70% | -1.10% | $170 / yr |
| 🇨🇦 CA Taxable | 25% | 1.27% | -1.52% | $127 / yr |
| 🇦🇺 Super (pension) | 15% | 1.44% | -1.35% | $144 / yr |
| 🇦🇺 AU Taxable | 30% | 1.19% | -1.61% | $119 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.25% | -1.55% | $125 / yr |
| 🇫🇷 FR Taxable | 30% | 1.19% | -1.61% | $119 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 FUSB Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.28/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 FUSB Dividend Payment Schedule
FUSB pays quarterly — 4 times per year. Next ex-div: TBD.
📊 FUSB vs Financial Services Benchmarks
How FUSB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FUSB sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ FUSB Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| M-Exempt | 2026-07-08 | 5,000 | $14.11 | $70.5K | ||
| M-Exempt | 2026-07-08 | 3,000 | $10.01 | $30.0K | ||
| M-Exempt | 2026-07-08 | 3,600 | $11.71 | $42.2K | ||
| F-InKind | 2026-07-08 | 2,132 | $16.95 | $36.1K | ||
| F-InKind | 2026-07-08 | 2,813 | $16.95 | $47.7K | ||
| F-InKind | 2026-07-08 | 4,408 | $16.95 | $74.7K | ||
| M-Exempt | 2026-07-08 | 3,600 | $11.71 | $42.2K | ||
| M-Exempt | 2026-07-08 | 5,000 | $14.11 | $70.5K | ||
| M-Exempt | 2026-07-08 | 3,000 | $10.01 | $30.0K | ||
| Other | 2014-08-01 | 6,000 | $8.10 | $48.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FUSB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
First US Bancshares, Inc. (FUSB) is currently trading at $16.50, trading near its 52-week high. The current dividend yield is 1.70% based on an annual payout of $0.28 per share.
FUSB (First US Bancshares, Inc.) — 1.70% Dividend Yield Analysis
First US Bancshares, Inc. (FUSB) is a financial services stock currently trading at $16.50 with a dividend yield of 1.70%. The company pays an annual dividend of $0.28 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, FUSB has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.