⏳ Fetching live dividend data...
Home › Calculator › IROQ Dividend Calculator 2026
IF Bancorp, Inc. · NASDAQ
Price: $26.55 · Annual div: $0.4000/share · Frequency: semi-annual · Payout ratio: 29% · Ex-div: 2025-09-26
Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2025-09-26Latest | 2025-10-17 | $0.2000 | 2.40% | $25.05 |
| 2025-03-21 | 2025-04-15 | $0.2000 | 1.67% | $24.01 |
| 2024-09-27 | 2024-10-18 | $0.2000 | 2.16% | $18.48 |
| 2024-03-21 | 2024-04-15 | $0.2000 | 3.64% | $16.50 |
| 2023-09-21 | 2023-10-13 | $0.2000 | 4.07% | $14.74 |
| 2023-03-23 | 2023-04-14 | $0.2000 | 3.26% | $17.65 |
| 2022-09-22 | 2022-10-14 | $0.2000 | 2.80% | $19.62 |
| 2022-03-24 | 2022-04-15 | $0.1750 | 2.12% | $23.61 |
| 2021-09-23 | 2021-10-15 | $0.1750 | 2.13% | $22.25 |
| 2021-03-25 | 2021-04-16 | $0.1500 | 1.43% | $21.00 |
| 2020-09-24 | 2020-10-16 | $0.1500 | — | — |
| 2020-03-19 | 2020-04-10 | $0.1500 | — | — |
| 2019-09-20 | 2019-10-18 | $0.1500 | — | — |
| 2019-03-21 | 2019-04-12 | $0.1250 | — | — |
| 2018-09-21 | 2018-10-19 | $0.1250 | — | — |
| 2018-03-22 | 2018-04-13 | $0.1000 | — | — |
| 2017-09-22 | 2017-10-20 | $0.1000 | — | — |
| 2017-03-22 | 2017-04-14 | $0.0800 | — | — |
| 2016-09-22 | 2016-10-14 | $0.0800 | — | — |
| 2016-03-22 | 2016-04-15 | $0.0800 | — | — |
| 2015-09-17 | 2015-10-14 | $0.0500 | — | — |
| 2015-03-20 | 2015-04-15 | $0.0500 | — | — |
| 2014-09-18 | 2014-10-15 | $0.0500 | — | — |
| 2014-03-20 | 2014-04-15 | $0.0500 | — | — |
| 2013-09-19 | 2013-10-15 | $0.0500 | — | — |
IF Bancorp, Inc. operates as the parent company for Iroquois Federal Savings and Loan Association, offering a broad spectrum of banking and financial services to both individual and business clients. The company provides numerous deposit products, such as savings accounts, Certificates of Deposit (CDs), money market accounts, checking accounts for personal and commercial use, Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs). Additionally, IF Bancorp extends various credit options, including residential mortgages for one-to-four family homes, multi-family dwelling loans, commercial real estate financing (which covers farm loans), home equity lines of credit (HELOCs), business loans, and consumer loans primarily composed of automobile financing. They also fund construction and land development ventures. Beyond core banking, the firm offers a wide array of financial services: selling property and casualty insurance, annuities, mutual funds, individual and group retirement plans, life, disability, and health insurance, as well as individual securities and managed accounts. The institution also invests in securities and provides contemporary conveniences like ATM services, online banking with bill payment, mobile banking, Automated Clearing House (ACH) origination, remote deposit capture, and telephone banking. As of August 31, 2021, IF Bancorp, Inc. maintained seven full-service banking locations across Illinois (Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign), alongside a specialized loan production and wealth management office in Osage Beach, Missouri. The company was founded in 1883 and its main corporate office is located in Watseka, Illinois.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open IROQ position with:
Real after-tax yield depends on where you live and how you hold IROQ.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.51% | -1.29% | $151 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.28% | -1.52% | $128 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.21% | -1.59% | $121 / yr |
| 🇬🇧 UK ISA | 0% | 1.51% | -1.29% | $151 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.38% | -1.42% | $138 / yr |
| 🇨🇦 TFSA | 0% | 1.51% | -1.29% | $151 / yr |
| 🇨🇦 CA Taxable | 25% | 1.13% | -1.67% | $113 / yr |
| 🇦🇺 Super (pension) | 15% | 1.28% | -1.52% | $128 / yr |
| 🇦🇺 AU Taxable | 30% | 1.06% | -1.74% | $106 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.11% | -1.69% | $111 / yr |
| 🇫🇷 FR Taxable | 30% | 1.06% | -1.74% | $106 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.40/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
IROQ pays quarterly — 4 times per year. Ex-div: 2025-09-26.
How IROQ compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for IROQ sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2026-03-12 | 27,800 | — | — | ||
| D-Return | 2026-03-12 | 21,800 | — | — | ||
| D-Return | 2026-03-12 | 3,000 | — | — | ||
| D-Return | 2026-03-12 | 9,659 | — | — | ||
| D-Return | 2026-03-12 | 12,292 | — | — | ||
| G-Gift | 2026-03-11 | 4,594 | — | — | ||
| D-Return | 2026-03-12 | 8,519 | — | — | ||
| D-Return | 2026-03-12 | 2,500 | — | — | ||
| D-Return | 2026-03-12 | 4,550 | — | — | ||
| D-Return | 2026-03-12 | 10,000 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Compare IROQ with peers: IROQ vs AUBN · IROQ vs BOTJ · IROQ vs FDSB
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the IROQ dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
IF Bancorp, Inc. (IROQ) is currently trading at $26.55, 8% below its 52-week high. The current dividend yield is 1.51% based on an annual payout of $0.4000 per share.
IF Bancorp, Inc. (IROQ) is a financial services stock currently trading at $26.55 with a dividend yield of 1.51%. It pays an annual dividend of $0.4000 per share. The payout ratio of 29% suggests the dividend is well-covered by earnings. Over the past 5 years, IROQ has grown its dividend at a compound annual rate of 6.2%.
Auto-generated from live market data. For educational purposes only — not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.
IROQ (IF Bancorp, Inc.) has a dividend yield of 1.51%, based on an annual dividend of $0.4000 per share and a price of $26.55. Over the last 12 months it paid $0.0000 per share — a trailing yield of 0.00%. Dividends are paid semi-annual.
Yield history: over the last 10 payments, IROQ's 12-month yield ranged from 1.43% to 4.07%. Full IROQ dividend history ↓
Yield on cost: if IROQ's dividend keeps growing 6.0% a year, a purchase at today's price would yield 2.02% after 5 years, 2.70% after 10 years and 4.83% after 20 years on the original investment.
With dividends reinvested, a IROQ position grows its share count by about 1.47% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 5.54 | 382.19 | $160 | $11,010 | 1.60% |
| 3 | 5.45 | 393.13 | $185 | $13,332 | 1.85% |
| 5 | 5.34 | 403.87 | $213 | $16,123 | 2.13% |
| 10 | 5.07 | 429.77 | $304 | $25,799 | 3.04% |
| 20 | 4.47 | 477.19 | $606 | $64,767 | 6.06% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work →
IROQ (IF Bancorp, Inc.) has a dividend yield of 1.51%, based on an annual dividend of $0.4000 per share and a price of $26.55. Over the last 12 months it paid $0.0000 per share — a trailing yield of 0.00%. Dividends are paid semi-annual.
$10,000 in IROQ at a 1.51% yield pays about $151 a year ($13 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a IROQ position grows its share count by about 1.47% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the IROQ DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
IROQ's next ex-dividend date has not been announced yet; the most recent one was 2025-09-26. IROQ pays dividends semi-annual. Buy before the ex-dividend date to receive the next payment.
IROQ's dividend changed -100.0% over the last year and 6.2% a year on average over five years.
IROQ pays out 29% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
Finally a free dividend calculator that doesn't make me sign up or connect my brokerage. Entered SCHD and got the full DRIP projection in seconds. Bookmarked immediately.
I've been trying to figure out how much dividend income I'd need to retire. This tool showed me exactly — $400K in JEPI at 7% yield gives me $2,333/month. No calculator did that this clearly before.
Really solid passive income calculator. Covers everything: DRIP compounding, Roth IRA tax savings, DCA contributions. The year-by-year breakdown is what I was missing from other tools.
As someone planning retirement in 5 years, this dividend yield calculator showed me I need about 12% more in dividend stocks to hit my income target. Incredibly useful and completely free.
The Congress trades tracker is genius. Saw that several senators were buying O (Realty Income) and immediately ran it through the DRIP calculator. Bought 50 shares the next day.
For educational purposes only. Not financial advice.
Share your real experience on Trustpilot →If DividendFlow helped you see your future dividend income clearly, other investors deserve the same clarity. Your review takes 30 seconds and makes a real difference.
⏱️ Takes 30 seconds · No signup · Free forever