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Heartland Financial USA, Inc. · NASDAQ
Price: $64.67 · Annual div: None · Frequency: — · Payout ratio: N/A · Ex-div: —
HTLF is not a dividend-focused stock
HTLF pays a very low or no dividend (Yield: 0.00%). This calculator is designed for income-producing assets. If your goal is passive income and compounding, you might want to look at these popular alternatives:
Heartland Financial USA, Inc. (HTLF) does not currently pay a regular dividend in our data, so its dividend yield is 0%.
Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2025-01-14Latest | 2025-01-27 | $0.3000 | 2.46% | $60.87 |
| 2024-11-12 | 2024-11-26 | $0.3000 | 2.05% | $58.67 |
| 2024-08-13 | 2024-08-27 | $0.3000 | 2.30% | $52.19 |
| 2024-05-10 | 2024-05-28 | $0.3000 | 2.85% | $42.08 |
| 2024-02-09 | 2024-02-27 | $0.3000 | 3.47% | $34.62 |
| 2023-11-13 | 2023-11-29 | $0.3000 | 4.43% | $27.08 |
| 2023-08-10 | 2023-08-25 | $0.3000 | 4.40% | $32.99 |
| 2023-05-11 | 2023-05-26 | $0.3000 | 4.36% | $32.59 |
| 2023-02-09 | 2023-02-28 | $0.3000 | 2.80% | $49.69 |
| 2022-11-10 | 2022-11-29 | $0.2800 | 2.70% | $50.33 |
| 2022-08-11 | 2022-08-26 | $0.2700 | 2.95% | $45.08 |
| 2022-05-12 | 2022-05-27 | $0.2700 | 2.91% | $44.05 |
| 2022-02-10 | 2022-02-25 | $0.2700 | 2.49% | $49.38 |
| 2021-11-12 | 2021-11-30 | $0.2700 | 1.87% | $51.36 |
| 2021-08-13 | 2021-08-30 | $0.2500 | 1.98% | $44.97 |
| 2021-05-14 | 2021-05-31 | $0.2200 | 1.64% | $51.09 |
| 2021-02-11 | 2021-02-26 | $0.2200 | 2.36% | $43.30 |
| 2020-11-12 | 2020-11-30 | $0.2000 | — | — |
| 2020-08-06 | 2020-08-29 | $0.2000 | — | — |
| 2020-05-14 | 2020-05-29 | $0.2000 | — | — |
| 2020-02-13 | 2020-02-28 | $0.2000 | — | — |
| 2019-11-14 | 2019-11-29 | $0.1800 | — | — |
| 2019-08-08 | 2019-08-30 | $0.1800 | — | — |
| 2019-05-16 | 2019-05-31 | $0.1600 | — | — |
| 2019-02-14 | 2019-03-01 | $0.1600 | — | — |
| 2018-12-20 | 2018-12-28 | $0.0500 | — | — |
| 2018-11-15 | 2018-11-30 | $0.1400 | — | — |
| 2018-08-09 | 2018-08-31 | $0.1400 | — | — |
| 2018-05-16 | 2018-06-01 | $0.1300 | — | — |
| 2018-02-15 | 2018-03-02 | $0.1300 | — | — |
| 2017-12-21 | 2017-12-29 | $0.0700 | — | — |
| 2017-11-16 | 2017-12-01 | $0.1100 | — | — |
| 2017-08-09 | 2017-09-01 | $0.1100 | — | — |
| 2017-05-17 | 2017-06-02 | $0.1100 | — | — |
| 2017-02-15 | 2017-03-03 | $0.1100 | — | — |
| 2016-12-21 | 2016-12-29 | $0.1000 | — | — |
| 2016-11-16 | 2016-12-02 | $0.1000 | — | — |
| 2016-08-17 | 2016-09-02 | $0.1000 | — | — |
| 2016-05-18 | 2016-06-03 | $0.1000 | — | — |
| 2016-02-17 | 2016-03-04 | $0.1000 | — | — |
| 2015-12-22 | 2015-12-31 | $0.0500 | — | — |
| 2015-11-18 | 2015-12-04 | $0.1000 | — | — |
| 2015-08-19 | 2015-09-04 | $0.1000 | — | — |
| 2015-05-20 | 2015-06-05 | $0.1000 | — | — |
| 2015-02-18 | 2015-03-06 | $0.1000 | — | — |
| 2014-11-19 | 2014-12-05 | $0.1000 | — | — |
| 2014-08-20 | 2014-09-05 | $0.1000 | — | — |
| 2014-05-21 | 2014-06-06 | $0.1000 | — | — |
| 2014-02-19 | 2014-03-07 | $0.1000 | — | — |
| 2013-11-20 | 2013-12-06 | $0.1000 | — | — |
| 2013-08-21 | 2013-09-06 | $0.1000 | — | — |
| 2013-05-22 | 2013-06-07 | $0.1000 | — | — |
| 2013-02-20 | 2013-03-08 | $0.1000 | — | — |
| 2012-12-20 | 2012-12-28 | $0.1000 | — | — |
| 2012-11-20 | 2012-12-07 | $0.1000 | — | — |
| 2012-08-22 | 2012-09-07 | $0.1000 | — | — |
| 2012-05-23 | 2012-06-08 | $0.1000 | — | — |
| 2012-02-22 | 2012-03-09 | $0.1000 | — | — |
| 2011-11-22 | 2011-12-09 | $0.1000 | — | — |
| 2011-08-24 | 2011-09-09 | $0.1000 | — | — |
| 2011-05-25 | 2011-06-10 | $0.1000 | — | — |
| 2011-02-23 | 2011-03-11 | $0.1000 | — | — |
| 2010-11-23 | 2010-12-10 | $0.1000 | — | — |
| 2010-08-25 | 2010-09-10 | $0.1000 | — | — |
| 2010-05-26 | 2010-06-11 | $0.1000 | — | — |
| 2010-02-24 | 2010-03-12 | $0.1000 | — | — |
| 2009-11-24 | 2009-12-11 | $0.1000 | — | — |
| 2009-08-26 | 2009-09-11 | $0.1000 | — | — |
| 2009-05-27 | 2009-06-12 | $0.1000 | — | — |
| 2009-02-25 | 2009-03-13 | $0.1000 | — | — |
| 2008-11-25 | 2008-12-12 | $0.1000 | — | — |
| 2008-08-27 | 2008-09-12 | $0.1000 | — | — |
| 2008-05-28 | 2008-06-13 | $0.1000 | — | — |
| 2008-02-27 | 2008-03-14 | $0.1000 | — | — |
| 2007-11-28 | 2007-12-14 | $0.1000 | — | — |
| 2007-08-30 | 2007-09-14 | $0.0900 | — | — |
| 2007-05-23 | 2007-06-08 | $0.0900 | — | — |
| 2007-02-21 | 2007-03-09 | $0.0900 | — | — |
| 2006-11-21 | 2006-12-08 | $0.0900 | — | — |
| 2006-08-23 | 2006-09-08 | $0.0900 | — | — |
Heartland Financial USA, Inc. (HTLF) operates as a multi-bank holding company, offering a comprehensive range of commercial, small business, and consumer banking services to individuals and enterprises across the United States. The company facilitates various deposit accounts, such as standard checking, demand deposit, interest-bearing NOW accounts, savings, money market, individual retirement (IRA), and health savings accounts (HSA). Additionally, it provides certificates of deposit (CDs) and other time-based deposit options. HTLF extends a diverse portfolio of loan products, including financing for commercial and industrial ventures, commercial real estate, residential mortgages, and specialized funding for small businesses and agricultural operations. Consumer lending options comprise vehicle and home improvement loans, home equity lines of credit (HELOCs), fixed-rate home equity loans, and personal lines of credit. Furthermore, the company issues credit cards tailored for commercial, business, and personal use. Beyond core banking, Heartland Financial delivers an extensive suite of digital and specialized services. These encompass online, mobile, and telephone banking, bill payment, automated clearing house (ACH) transactions, and wire transfers. Its sophisticated treasury management tools feature zero balance accounts (ZBAs), transaction reporting, lockbox services, remote deposit capture, accounts receivable management, investment sweep accounts, and reconciliation services. The company also provides wealth management and trust services, foreign exchange, and robust fraud prevention measures like positive pay for both checks and electronic transactions. Clients can also access commercial purchasing cards, merchant credit cards, debit cards, and automated teller machines (ATMs). Moreover, the company offers investment solutions such as mutual funds, annuities, retirement planning products, education savings plans, and brokerage services. It also provides a variety of insurance products, including coverage for vehicles, property and casualty, life, and disability. Heartland Financial USA, Inc. is also actively engaged in community development initiatives, consumer finance operations, multi-line insurance agency services, and property management. The institution operates 129 banking locations spread across twelve U.S. states: Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas, and California. Established in 1981, its corporate headquarters are situated in Dubuque, Iowa.
No. Heartland Financial USA, Inc. (HTLF) has not paid a regular dividend in the last 12 months in our data, so its dividend yield is 0% and it produces no dividend income.
Dividend ETFs such as SCHD, VYM or JEPI pay regular income. Open their DRIP calculators to see what $10,000 would earn per month and how reinvesting grows it.
A DRIP reinvests dividends into new shares. HTLF has no regular dividend in our data, so there is nothing to reinvest.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Ready to invest? Open HTLF position with:
Real after-tax yield depends on where you live and how you hold HTLF.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.00% | -2.80% | $0 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK ISA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 TFSA | 0% | 0.00% | -2.80% | $0 / yr |
| 🇨🇦 CA Taxable | 25% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 Super (pension) | 15% | 0.00% | -2.80% | $0 / yr |
| 🇦🇺 AU Taxable | 30% | 0.00% | -2.80% | $0 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.00% | -2.80% | $0 / yr |
| 🇫🇷 FR Taxable | 30% | 0.00% | -2.80% | $0 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
No dividend data available for this ticker.
Based on current dividend of $0.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
HTLF pays quarterly — 4 times per year. Ex-div: 2025-01-14.
How HTLF compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HTLF sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2025-01-31 | 7,578 | — | — | ||
| A-Award | 2025-01-31 | 3,926 | — | — | ||
| D-Return | 2025-01-31 | 3,548 | $48.79 | $173.1K | ||
| D-Return | 2025-01-31 | 3,926 | — | — | ||
| D-Return | 2025-01-31 | 7,578 | — | — | ||
| D-Return | 2025-01-31 | 578 | — | — | ||
| D-Return | 2025-01-31 | 1,745 | — | — | ||
| D-Return | 2025-01-31 | 2,600 | — | — | ||
| D-Return | 2025-01-31 | 5,352 | — | — | ||
| D-Return | 2025-01-31 | 3,549 | $48.79 | $173.2K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Compare HTLF with peers: HTLF vs FCBP · HTLF vs FNB · HTLF vs IBTX
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HTLF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Heartland Financial USA, Inc. (HTLF) is currently trading at $64.67, 8% below its 52-week high. It does not currently pay a regular dividend.
Heartland Financial USA, Inc. (HTLF) is a financial services stock trading at $64.67. It does not currently pay a regular dividend in our data, so it produces no dividend income and DRIP reinvestment does not apply. Investors seeking income often look at dividend ETFs such as SCHD, VYM or JEPI instead.
Auto-generated from live market data. For educational purposes only — not financial advice.
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