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HWBK Dividend DRIP Calculator 2026
2.08% YieldFinancial ServicesHawthorn Bancshares, Inc. · NASDAQ
Price: $39.33 · Annual div: $0.82/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When HWBK pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in HWBK → $1.27M in 10 years · $16,796.43/month
About Hawthorn Bancshares, Inc. (HWBK) — Dividend Analysis 2026
Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit. Its lending portfolio encompasses commercial and industrial financing, personal installment and single payment loans, consumer credit, and both commercial and residential real estate loans. Furthermore, Hawthorn Bank provides specialized financing for equipment, operating capital, and Small Business Administration (SBA) loans. Customers also have access to debit and credit card services. Beyond conventional banking, the company furnishes trust services, including estate planning, investment management, and asset supervision. Other available resources include cash management solutions, secure safety deposit boxes, brokerage facilities, and convenient internet banking. The bank maintains a presence across Missouri with 23 branch locations, serving communities such as Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the broader Kansas City metropolitan area. Hawthorn Bancshares, Inc. traces its origins back to 1865 and is headquartered in Jefferson City, Missouri.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 HWBK Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold HWBK.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.08% | -0.72% | $208 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.77% | -1.03% | $177 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.66% | -1.14% | $166 / yr |
| 🇬🇧 UK ISA | 0% | 2.08% | -0.72% | $208 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.90% | -0.90% | $190 / yr |
| 🇨🇦 TFSA | 0% | 2.08% | -0.72% | $208 / yr |
| 🇨🇦 CA Taxable | 25% | 1.56% | -1.24% | $156 / yr |
| 🇦🇺 Super (pension) | 15% | 1.77% | -1.03% | $177 / yr |
| 🇦🇺 AU Taxable | 30% | 1.46% | -1.34% | $146 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.53% | -1.27% | $153 / yr |
| 🇫🇷 FR Taxable | 30% | 1.46% | -1.34% | $146 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 HWBK Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.82/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 HWBK Dividend Payment Schedule
HWBK pays quarterly — 4 times per year. Next ex-div: TBD.
📊 HWBK vs Financial Services Benchmarks
How HWBK compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for HWBK sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ HWBK Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-08-27 | 654.448 | $38.20 | $25.0K | ||
| Buy | 2026-08-26 | 645.161 | $38.75 | $25.0K | ||
| A-Award | 2026-06-02 | 500 | — | — | ||
| A-Award | 2026-06-02 | 500 | — | — | ||
| A-Award | 2026-06-02 | 500 | — | — | ||
| A-Award | 2026-06-02 | 500 | — | — | ||
| A-Award | 2026-06-02 | 500 | — | — | ||
| A-Award | 2026-06-02 | 500 | — | — | ||
| A-Award | 2026-06-02 | 500 | — | — | ||
| A-Award | 2026-06-02 | 500 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the HWBK dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Hawthorn Bancshares, Inc. (HWBK) is currently trading at $39.33, trading near its 52-week high. The current dividend yield is 2.08% based on an annual payout of $0.82 per share.
HWBK (Hawthorn Bancshares, Inc.) — 2.08% Dividend Yield Analysis
Hawthorn Bancshares, Inc. (HWBK) is a financial services stock currently trading at $39.33 with a dividend yield of 2.08%. The company pays an annual dividend of $0.82 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, HWBK has grown its dividend at a compound annual rate of 86.7%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest HWBK News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.