⏳ Fetching live dividend data...
Home › Calculator › CFFI Dividend Calculator 2026
C&F Financial Corporation · NASDAQ
Price: $73.55 · Annual div: $1.86/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
Click to apply scenario to the calculator
Year your monthly dividend income covers each expense (based on current settings)
$10,000 in CFFI → $361.8K in 10 years · $158.57/month
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. This segment offers its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located 1 each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; 2 each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. It provides mortgage loan origination services through 11 offices in Virginia, 1 office in Maryland, and 2 offices in North Carolina, as well as through 1 each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. It also offers brokerage and wealth management services; and insurance products. In addition, the company provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
We'll send you a full breakdown of your projections, DRIP tips, and how to enable dividend reinvestment with your broker.
Free forever. No spam. Unsubscribe anytime. · Privacy Policy
Ready to invest? Open CFFI position with:
Real after-tax yield depends on where you live and how you hold CFFI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.53% | -0.27% | $253 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.15% | -0.65% | $215 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.02% | -0.78% | $202 / yr |
| 🇬🇧 UK ISA | 0% | 2.53% | -0.27% | $253 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.31% | -0.49% | $231 / yr |
| 🇨🇦 TFSA | 0% | 2.53% | -0.27% | $253 / yr |
| 🇨🇦 CA Taxable | 25% | 1.90% | -0.90% | $190 / yr |
| 🇦🇺 Super (pension) | 15% | 2.15% | -0.65% | $215 / yr |
| 🇦🇺 AU Taxable | 30% | 1.77% | -1.03% | $177 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.86% | -0.94% | $186 / yr |
| 🇫🇷 FR Taxable | 30% | 1.77% | -1.03% | $177 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.86/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
CFFI pays quarterly — 4 times per year. Next ex-div: TBD.
How CFFI compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CFFI sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-05-27 | 500 | $75.00 | $37.5K | ||
| Sale | 2026-05-13 | 1,025 | $73.00 | $74.8K | ||
| A-Award | 2026-04-21 | 450 | — | — | ||
| A-Award | 2026-04-21 | 450 | — | — | ||
| A-Award | 2026-04-21 | 450 | — | — | ||
| A-Award | 2026-04-21 | 450 | — | — | ||
| A-Award | 2026-04-21 | 450 | — | — | ||
| A-Award | 2026-04-21 | 450 | — | — | ||
| A-Award | 2026-04-21 | 450 | — | — | ||
| A-Award | 2026-04-21 | 450 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CFFI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Real users. No sign-up required to leave a review.
“Finally a free dividend calculator that doesn't make me sign up or connect my brokerage. Entered SCHD and got the full DRIP projection in seconds. Bookmarked immediately.”
“I've been trying to figure out how much dividend income I'd need to retire. This tool showed me exactly — $400K in JEPI at 7% yield gives me $2,333/month. No calculator did that this clearly before.”
“Really solid passive income calculator. Covers everything: DRIP compounding, Roth IRA tax savings, DCA contributions. The year-by-year breakdown is what I was missing from other tools.”
“As someone planning retirement in 5 years, this dividend yield calculator showed me I need about 12% more in dividend stocks to hit my income target. Incredibly useful and completely free.”
“The Congress trades tracker is genius. Saw that several senators were buying O (Realty Income) and immediately ran it through the DRIP calculator. Bought 50 shares the next day.”
Reviews reflect users' personal experiences. Not financial advice.
Leave a review →