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OVLY Dividend DRIP Calculator 2026
2.02% YieldFinancial ServicesOak Valley Bancorp · NASDAQ
Price: $33.47 · Annual div: $0.68/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When OVLY pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in OVLY → $2.31M in 10 years · $33,577.20/month
About Oak Valley Bancorp (OVLY) — Dividend Analysis 2026
Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions. The institution's financial products encompass various deposit options, including checking, savings, money market, health savings accounts (HSAs), individual retirement accounts (IRAs), and certificates of deposit (CDs). For its lending activities, the bank extends financing for commercial real estate, general business operations, trade activities, and also facilitates Small Business Administration (SBA) loans. On the consumer side, loan offerings include vehicle financing, home mortgages, revolving lines of credit, and diverse personal loan solutions. Beyond these core services, the company provides a suite of conveniences such as online and mobile banking, remote deposit capture, merchant services, night depository facilities, extended operating hours, wire transfers, and note collection, complemented by automated teller machines. As of December 31, 2021, Oak Valley Bancorp's operational footprint included seventeen full-service branch offices across various Californian cities, specifically Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, and Sacramento. Founded in 1990, the company's corporate headquarters are situated in Oakdale, California.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 OVLY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold OVLY.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.02% | -0.78% | $202 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.72% | -1.08% | $172 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.62% | -1.18% | $162 / yr |
| 🇬🇧 UK ISA | 0% | 2.02% | -0.78% | $202 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.84% | -0.96% | $184 / yr |
| 🇨🇦 TFSA | 0% | 2.02% | -0.78% | $202 / yr |
| 🇨🇦 CA Taxable | 25% | 1.52% | -1.28% | $152 / yr |
| 🇦🇺 Super (pension) | 15% | 1.72% | -1.08% | $172 / yr |
| 🇦🇺 AU Taxable | 30% | 1.41% | -1.39% | $141 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.49% | -1.31% | $149 / yr |
| 🇫🇷 FR Taxable | 30% | 1.41% | -1.39% | $141 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 OVLY Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.68/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 OVLY Dividend Payment Schedule
OVLY pays quarterly — 4 times per year. Next ex-div: TBD.
📊 OVLY vs Financial Services Benchmarks
How OVLY compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OVLY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ OVLY Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| I-Discretionary | 2026-05-20 | 657 | — | — | ||
| Sale | 2026-06-26 | 375 | $33.26 | $12.5K | ||
| Buy | 2026-05-28 | 87 | $33.44 | $2.9K | ||
| Sale | 2026-05-26 | 375 | $33.77 | $12.7K | ||
| Buy | 2026-05-12 | 200 | $32.50 | $6.5K | ||
| Buy | 2026-05-05 | 180 | $33.19 | $6.0K | ||
| Buy | 2026-04-29 | 375 | $33.00 | $12.4K | ||
| A-Award | 2026-02-27 | 5,267 | — | — | ||
| I-Discretionary | 2025-12-31 | 2,079 | — | — | ||
| A-Award | 2026-02-27 | 784 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OVLY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Oak Valley Bancorp (OVLY) is currently trading at $33.47, trading near its 52-week high. The current dividend yield is 2.02% based on an annual payout of $0.68 per share.
OVLY (Oak Valley Bancorp) — 2.02% Dividend Yield Analysis
Oak Valley Bancorp (OVLY) is a financial services stock currently trading at $33.47 with a dividend yield of 2.02%. The company pays an annual dividend of $0.68 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, OVLY has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest OVLY News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.