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OFG Dividend DRIP Calculator 2026
2.47% YieldFinancial ServicesOFG Bancorp · NYSE
Price: $52.60 · Annual div: $1.30/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Annual dividend income growth
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🎯 When OFG pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in OFG → $4.73M in 10 years · $32,658.69/month
About OFG Bancorp (OFG) — Dividend Analysis 2026
OFG Bancorp, a financial holding company, delivers a broad spectrum of banking and financial solutions, structured across three core divisions: Banking, Wealth Management, and Treasury. The company's services include essential deposit products like checking, savings, and time accounts, alongside diverse credit options such as commercial, consumer, automobile, and mortgage loans. Beyond traditional lending and deposits, OFG Bancorp also provides financial planning, insurance, and trust services for both corporate and individual clients, as well as retirement plan administration. The firm extends its offerings to securities brokerage and investment advisory, assisting retail and institutional investors with various investment vehicles, including tax-advantaged fixed income instruments, mutual funds, stocks, and bonds. This segment also manages separately-managed accounts and offers mutual fund asset allocation programs. Furthermore, OFG Bancorp is engaged in insurance agency and reinsurance activities, and its Treasury segment actively manages an investment portfolio composed of mortgage-backed securities, U.S. government-sponsored agency obligations, U.S. Treasury securities, and money market instruments. It also participates in and manages public and private placements of debt and equity. Additional services encompass money management and investment banking. The company also oversees asset/liability management strategies, which involve the purchase and sale of investment securities, interest rate risk management, derivatives, and various borrowing activities. Founded in 1964 and headquartered in San Juan, Puerto Rico, OFG Bancorp serves its customers through a network of 50 branches in Puerto Rico and two branches in the U.S. Virgin Islands.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 OFG Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold OFG.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.47% | -0.33% | $247 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.10% | -0.70% | $210 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.98% | -0.82% | $198 / yr |
| 🇬🇧 UK ISA | 0% | 2.47% | -0.33% | $247 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.25% | -0.55% | $225 / yr |
| 🇨🇦 TFSA | 0% | 2.47% | -0.33% | $247 / yr |
| 🇨🇦 CA Taxable | 25% | 1.85% | -0.95% | $185 / yr |
| 🇦🇺 Super (pension) | 15% | 2.10% | -0.70% | $210 / yr |
| 🇦🇺 AU Taxable | 30% | 1.73% | -1.07% | $173 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.82% | -0.98% | $182 / yr |
| 🇫🇷 FR Taxable | 30% | 1.73% | -1.07% | $173 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 OFG Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.30/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 OFG Dividend Payment Schedule
OFG pays quarterly — 4 times per year. Next ex-div: TBD.
📊 OFG vs Financial Services Benchmarks
How OFG compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for OFG sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ OFG Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| M-Exempt | 2026-08-26 | 50 | — | — | ||
| A-Award | 2026-08-26 | 50 | — | — | ||
| F-InKind | 2026-08-26 | 5 | $51.78 | $259.00 | ||
| M-Exempt | 2026-08-26 | 50 | — | — | ||
| A-Award | 2026-08-26 | 50 | — | — | ||
| F-InKind | 2026-08-26 | 5 | $51.78 | $259.00 | ||
| Sale | 2026-08-14 | 10,000 | $53.35 | $533.5K | ||
| Sale | 2026-08-12 | 4,000 | $53.00 | $212.0K | ||
| Sale | 2026-07-24 | 52,352 | $52.45 | $2.75M | ||
| M-Exempt | 2026-05-19 | 8,750 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the OFG dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
OFG Bancorp (OFG) is currently trading at $52.60, trading near its 52-week high. The current dividend yield is 2.47% based on an annual payout of $1.30 per share.
OFG (OFG Bancorp) — 2.47% Dividend Yield Analysis
OFG Bancorp (OFG) is a financial services stock currently trading at $52.60 with a dividend yield of 2.47%. The company pays an annual dividend of $1.30 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, OFG has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
Latest OFG News
LiveNews aggregated from public sources via Finnhub & RSS. For informational purposes only.