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PennyMac Financial Services, Inc. ยท NYSE
Price: $63.68 ยท Annual div: $1.20/share ยท Frequency: quarterly ยท Payout ratio: 13% ยท Ex-div: 2026-08-17
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-08-17Latest | 2026-08-27 | $0.3000 | 1.57% | $76.40 |
| 2026-05-18 | 2026-05-28 | $0.3000 | 1.30% | $92.13 |
| 2026-02-13 | 2026-02-26 | $0.3000 | 1.29% | $93.07 |
| 2025-11-17 | 2025-11-26 | $0.3000 | 1.18% | $126.84 |
| 2025-08-13 | 2025-08-22 | $0.3000 | 1.25% | $95.85 |
| 2025-05-14 | 2025-05-23 | $0.3000 | 1.24% | $97.01 |
| 2025-02-13 | 2025-02-23 | $0.3000 | 1.08% | $101.63 |
| 2024-11-18 | 2024-11-27 | $0.3000 | 1.01% | $99.39 |
| 2024-08-13 | 2024-08-23 | $0.3000 | 0.94% | $95.32 |
| 2024-05-13 | 2024-05-24 | $0.2000 | 1.16% | $86.21 |
| 2024-02-12 | 2024-02-23 | $0.2000 | 1.12% | $89.02 |
| 2023-11-10 | 2023-11-22 | $0.2000 | 1.16% | $68.78 |
| 2023-08-14 | 2023-08-25 | $0.2000 | 1.34% | $74.76 |
| 2023-05-15 | 2023-05-26 | $0.2000 | 1.65% | $60.74 |
| 2023-02-13 | 2023-02-24 | $0.2000 | 1.45% | $68.96 |
| 2022-11-10 | 2022-11-23 | $0.2000 | 1.91% | $52.40 |
| 2022-08-15 | 2022-08-26 | $0.2000 | 1.46% | $54.85 |
| 2022-05-16 | 2022-05-27 | $0.2000 | 1.66% | $48.33 |
| 2022-02-14 | 2022-02-25 | $0.2000 | 1.31% | $60.98 |
| 2021-11-12 | 2021-11-24 | $0.2000 | 1.48% | $64.28 |
| 2021-08-13 | 2021-08-26 | $0.2000 | 1.39% | $64.57 |
| 2021-05-14 | 2021-05-27 | $0.2000 | 1.38% | $59.53 |
| 2021-02-11 | 2021-02-25 | $0.2000 | 1.22% | $60.63 |
| 2020-11-13 | 2020-11-25 | $0.1500 | โ | โ |
| 2020-08-14 | 2020-08-28 | $0.1500 | โ | โ |
| 2020-05-15 | 2020-05-28 | $0.1200 | โ | โ |
| 2020-02-13 | 2020-02-27 | $0.1200 | โ | โ |
| 2019-11-14 | 2019-11-29 | $0.1200 | โ | โ |
| 2018-08-10 | 2018-08-30 | $0.4000 | โ | โ |
PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is with first-lien residential mortgage loans, encompassing both conventional products and those insured or guaranteed by the government. The Servicing segment is responsible for the administration of newly originated loans, in addition to managing early buyout transactions and providing servicing for other loan portfolios. This involves a broad range of activities, such as general loan administration, payment collection, and managing defaults. Specific duties include processing loan payments, addressing customer inquiries, meticulously accounting for principal and interest, holding custodial funds for property taxes and insurance premiums, providing guidance to delinquent borrowers, and supervising foreclosure processes and property dispositions. Furthermore, this segment implements loss mitigation strategies, including loan modification and forbearance programs. The Investment Management segment's core functions include identifying potential investment assets, conducting thorough due diligence, submitting bids, and finalizing acquisitions. It also oversees the correspondent production operations for PennyMac Mortgage Investment Trust and manages the acquired asset base. PennyMac Financial Services, Inc. was established in 2008 and maintains its headquarters in Westlake Village, California.
Forward dividend yield from the latest data ยท open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PFSI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| ๐บ๐ธ Roth IRA / 401k | 0% | 1.88% | -0.92% | $188 / yr |
| ๐บ๐ธ US Taxable (15%) โ | 15% | 1.60% | -1.20% | $160 / yr |
| ๐บ๐ธ US Taxable (20%) | 20% | 1.50% | -1.30% | $150 / yr |
| ๐ฌ๐ง UK ISA | 0% | 1.88% | -0.92% | $188 / yr |
| ๐ฌ๐ง UK Taxable | 8.75% | 1.72% | -1.08% | $172 / yr |
| ๐จ๐ฆ TFSA | 0% | 1.88% | -0.92% | $188 / yr |
| ๐จ๐ฆ CA Taxable | 25% | 1.41% | -1.39% | $141 / yr |
| ๐ฆ๐บ Super (pension) | 15% | 1.60% | -1.20% | $160 / yr |
| ๐ฆ๐บ AU Taxable | 30% | 1.32% | -1.48% | $132 / yr |
| ๐ฉ๐ช DE Taxable | 26.375% | 1.38% | -1.42% | $138 / yr |
| ๐ซ๐ท FR Taxable | 30% | 1.32% | -1.48% | $132 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.20/share/yr ยท ๐บ๐ธ US Taxable (15%) ยท static projection (no growth assumed).
PFSI pays quarterly โ 4 times per year. Ex-div: 2026-08-17.
How PFSI compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024โ2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PFSI sourced from FMP /financial-growth endpoint โ real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| J-Other | 2026-07-31 | 25,000 | โ | โ | ||
| A-Award | 2026-07-31 | 379 | $82.17 | $31.1K | ||
| A-Award | 2026-07-31 | 377 | $82.17 | $31.0K | ||
| M-Exempt | 2026-07-01 | 2,177 | $24.40 | $53.1K | ||
| Sale | 2026-07-01 | 2,177 | $86.89 | $189.2K | ||
| M-Exempt | 2026-07-01 | 2,177 | $24.40 | $53.1K | ||
| M-Exempt | 2026-06-22 | 2,943 | $18.05 | $53.1K | ||
| Sale | 2026-06-22 | 2,943 | $81.71 | $240.5K | ||
| M-Exempt | 2026-06-22 | 2,943 | $18.05 | $53.1K | ||
| Sale | 2026-05-15 | 2,925 | $87.50 | $255.9K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Compare PFSI with peers: PFSI vs BOKF ยท PFSI vs CADE ยท PFSI vs FAF
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores โ lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PFSI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer โ
PennyMac Financial Services, Inc. (PFSI) is currently trading at $63.68, 60% below its 52-week high. The current dividend yield is 1.88% based on an annual payout of $1.20 per share.
PennyMac Financial Services, Inc. (PFSI) is a financial services stock currently trading at $63.68 with a dividend yield of 1.88%. It pays an annual dividend of $1.20 per share. The payout ratio of 13% suggests the dividend is well-covered by earnings. Over the past 5 years, PFSI has grown its dividend at a compound annual rate of 24.0%.
Auto-generated from live market data. For educational purposes only โ not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team โ not customer reviews.
PFSI (PennyMac Financial Services, Inc.) has a dividend yield of 1.88%, based on an annual dividend of $1.20 per share and a price of $63.68. Over the last 12 months it paid $1.20 per share โ a trailing yield of 1.88%. Dividends are paid quarterly.
Yield history: over the last 12 payments, PFSI's 12-month yield ranged from 0.94% to 1.57%. Full PFSI dividend history โ
Yield on cost: if PFSI's dividend keeps growing 15.0% a year, a purchase at today's price would yield 3.79% after 5 years, 7.62% after 10 years and 30.84% after 20 years on the original investment.
With dividends reinvested, a PFSI position grows its share count by about 1.97% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 3.09 | 160.13 | $217 | $11,217 | 2.17% |
| 3 | 3.52 | 166.95 | $298 | $14,150 | 2.98% |
| 5 | 4.02 | 174.72 | $412 | $17,919 | 4.12% |
| 10 | 5.70 | 199.56 | $941 | $32,962 | 9.41% |
| 20 | 12.68 | 289.29 | $5,433 | $123,934 | 54.33% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work โ
PFSI (PennyMac Financial Services, Inc.) has a dividend yield of 1.88%, based on an annual dividend of $1.20 per share and a price of $63.68. Over the last 12 months it paid $1.20 per share โ a trailing yield of 1.88%. Dividends are paid quarterly.
$10,000 in PFSI at a 1.88% yield pays about $188 a year ($16 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a PFSI position grows its share count by about 1.97% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the PFSI DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
PFSI's next ex-dividend date has not been announced yet; the most recent one was 2026-08-17. PFSI pays dividends quarterly. Buy before the ex-dividend date to receive the next payment.
PFSI's dividend changed 0.0% over the last year and 24.0% a year on average over five years.
PFSI pays out 13% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
News aggregated from public sources via Finnhub & RSS. For informational purposes only.
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