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RC DRIP Calculator & Dividend Yield 2026
3.81% YieldReal EstateReady Capital Corporation · NYSE
Price: $1.05 · Annual div: $0.0400/share · Frequency: quarterly · Payout ratio: N/A · Ex-div: 2026-09-30
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Annual dividend income growth
RC Dividend Yield
RC (Ready Capital Corporation) has a dividend yield of 3.81%, based on an annual dividend of $0.0400 per share and a price of $1.05. Over the last 12 months it paid $0.0400 per share — a trailing yield of 3.81%. Dividends are paid quarterly.
Yield history: over the last 12 payments, RC's 12-month yield ranged from 2.37% to 19.62%. Full RC dividend history ↓
RC DRIP Rate: How Many Shares Your Dividends Buy
With dividends reinvested, a RC position grows its share count by about 3.89% in the first year at today's price and yield. If the dividend grows -8.0% a year and the price -10.0%, DRIP doubles your number of shares in about 16 years without adding new money.
| Year | Shares bought by dividends |
|---|
💡 What-if scenarios
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🎯 When RC pays your bills
Year your monthly dividend income covers each expense (based on current settings)
RC Dividend History — Last 57 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-30Latest | 2026-10-30 | $0.0100 | 2.37% | $1.69 |
| 2026-06-30 | 2026-07-31 | $0.0100 | 9.28% | $1.67 |
| 2026-03-31 | 2026-04-30 | $0.0100 | 13.11% | $2.06 |
| 2025-12-31 | 2026-01-30 | $0.0100 | 15.22% | $2.53 |
| 2025-09-30 | 2025-10-31 | $0.1250 | 14.64% | $4.27 |
| 2025-06-30 | 2025-07-31 | $0.1250 | 17.90% | $4.19 |
| 2025-03-31 | 2025-04-30 | $0.1250 | 18.24% | $5.07 |
| 2024-12-31 | 2025-01-31 | $0.2500 | 14.53% | $7.57 |
| 2024-09-30 | 2024-10-31 | $0.2500 | 14.08% | $8.17 |
| 2024-06-28 | 2024-07-31 | $0.3000 | 14.95% | $8.43 |
| 2024-03-27 | 2024-04-30 | $0.3000 | 19.62% | $8.97 |
| 2023-12-28 | 2024-01-31 | $0.3000 | 17.71% | $10.50 |
| 2023-09-28 | 2023-10-31 | $0.3600 | 18.00% | $11.00 |
| 2023-06-29 | 2023-07-31 | $0.1400 | 16.31% | $9.93 |
| 2023-05-26 | 2023-06-15 | $0.2600 | 18.10% | $10.50 |
| 2023-03-30 | 2023-04-28 | $0.4000 | 14.84% | $11.05 |
| 2022-12-29 | 2023-01-31 | $0.4000 | 15.50% | $13.42 |
| 2022-09-29 | 2022-10-31 | $0.4200 | 13.16% | $12.77 |
| 2022-06-29 | 2022-07-29 | $0.4200 | 11.48% | $14.64 |
| 2022-03-30 | 2022-04-29 | $0.4200 | 11.89% | $14.97 |
| 2021-12-30 | 2022-01-31 | $0.4200 | 10.91% | $15.22 |
| 2021-09-29 | 2021-10-29 | $0.4200 | 10.39% | $15.31 |
| 2021-06-29 | 2021-07-30 | $0.4200 | 9.55% | $15.39 |
| 2021-04-01 | 2021-04-30 | $0.1000 | 9.59% | $13.55 |
| 2021-03-12 | 2021-03-18 | $0.3000 | 11.98% | $13.36 |
| 2020-12-30 | 2021-01-29 | $0.3500 | — | — |
| 2020-09-29 | 2020-10-30 | $0.3000 | — | — |
| 2020-06-29 | 2020-07-31 | $0.2500 | — | — |
| 2020-03-30 | 2020-04-30 | $0.4000 | — | — |
| 2019-12-30 | 2020-01-31 | $0.3801 | — | — |
| 2019-09-27 | 2019-10-31 | $0.3801 | — | — |
| 2019-06-27 | 2019-07-31 | $0.3801 | — | — |
| 2019-03-27 | 2019-04-30 | $0.3801 | — | — |
| 2018-12-28 | 2019-01-31 | $0.3801 | — | — |
| 2018-09-27 | 2018-10-31 | $0.3801 | — | — |
| 2018-06-28 | 2018-07-31 | $0.3801 | — | — |
| 2018-03-28 | 2018-04-30 | $0.3700 | — | — |
| 2017-12-28 | 2018-01-31 | $0.3700 | — | — |
| 2017-09-28 | 2017-10-20 | $0.3700 | — | — |
| 2017-06-28 | 2017-07-31 | $0.3700 | — | — |
| 2017-03-29 | 2017-04-14 | $0.3700 | — | — |
| 2016-12-28 | 2017-01-27 | $0.3500 | — | — |
| 2016-09-28 | 2016-10-17 | $0.3801 | — | — |
| 2016-06-28 | 2016-07-15 | $0.3801 | — | — |
| 2016-03-29 | 2016-04-15 | $0.3801 | — | — |
| 2015-12-29 | 2016-01-15 | $0.3801 | — | — |
| 2015-09-28 | 2015-10-15 | $0.3801 | — | — |
| 2015-06-26 | 2015-07-15 | $0.3801 | — | — |
| 2015-03-27 | 2015-04-15 | $0.3801 | — | — |
| 2014-12-29 | 2015-01-15 | $0.3801 | — | — |
| 2014-09-26 | 2014-10-15 | $0.3801 | — | — |
| 2014-06-26 | 2014-07-15 | $0.3801 | — | — |
| 2014-03-27 | 2014-04-14 | $0.4000 | — | — |
| 2013-12-27 | 2014-01-15 | $0.9500 | — | — |
| 2013-09-26 | 2013-10-11 | $0.5000 | — | — |
| 2013-07-05 | 2013-07-23 | $0.4500 | — | — |
| 2013-05-22 | 2013-05-31 | $0.2200 | — | — |
About Ready Capital Corporation (RC) — Dividend Analysis 2026
Ready Capital Corporation is a U.S.-based entity primarily engaged in the real estate finance sector. Its business activities encompass the procurement, generation, administration, servicing, and funding of various loan types, including commercial loans of small to moderate value (SBC loans), those guaranteed by the Small Business Administration (SBA loans), and residential mortgages. Additionally, it deals in mortgage-backed securities, predominantly supported by SBC loans or other property-linked financial instruments. The organization conducts its operations through three distinct divisions: SBC Lending and Acquisitions: This division, leveraging its subsidiary ReadyCap Commercial, LLC, creates SBC loans. These loans are typically collateralized by investor properties, whether stable or undergoing transition, and are sourced via multiple origination avenues. Small Business Lending: Operating through ReadyCap Lending, LLC, this segment focuses on the acquisition, generation, and servicing of owner-occupied loans. These are secured by guarantees from the SBA, specifically under its Section 7(a) Program. Residential Mortgage Banking: Via its subsidiary GMFS, LLC, this division is responsible for initiating residential mortgage loans. For federal income tax considerations, the company holds the designation of a real estate investment trust (REIT). Consequently, it typically avoids federal corporate income taxation, provided it disburses a minimum of 90% of its taxable earnings to its shareholders. Historically, the firm operated as Sutherland Asset Management Corporation before adopting the name Ready Capital Corporation in September 2018. Established in 2007, its main office is situated in New York City, New York.
RC Dividend & DRIP — Frequently Asked Questions
What is RC's dividend yield?
RC (Ready Capital Corporation) has a dividend yield of 3.81%, based on an annual dividend of $0.0400 per share and a price of $1.05. Over the last 12 months it paid $0.0400 per share — a trailing yield of 3.81%. Dividends are paid quarterly.
How much does $10,000 in RC pay in dividends?
$10,000 in RC at a 3.81% yield pays about $381 a year ($32 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
What is the DRIP rate for RC?
With dividends reinvested, a RC position grows its share count by about 3.89% in the first year at today's price and yield. If the dividend grows -8.0% a year and the price -10.0%, DRIP doubles your number of shares in about 16 years without adding new money.
How do I calculate RC dividend reinvestment (DRIP) returns?
Enter your starting amount, monthly contribution and time horizon in the RC DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
When is RC's next ex-dividend date?
RC's next ex-dividend date has not been announced yet; the most recent one was 2026-09-30. RC pays dividends quarterly. Buy before the ex-dividend date to receive the next payment.
What is RC's dividend growth rate?
RC's dividend changed -93.6% over the last year and -8.2% a year on average over five years.
Similar dividend stocks to RC
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 RC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold RC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.81% | 1.01% | $381 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.24% | 0.44% | $324 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.05% | 0.25% | $305 / yr |
| 🇬🇧 UK ISA | 0% | 3.81% | 1.01% | $381 / yr |
| 🇬🇧 UK Taxable | 8.75% | 3.48% | 0.68% | $348 / yr |
| 🇨🇦 TFSA | 0% | 3.81% | 1.01% | $381 / yr |
| 🇨🇦 CA Taxable | 25% | 2.86% | 0.06% | $286 / yr |
| 🇦🇺 Super (pension) | 15% | 3.24% | 0.44% | $324 / yr |
| 🇦🇺 AU Taxable | 30% | 2.67% | -0.13% | $267 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.81% | 0.01% | $281 / yr |
| 🇫🇷 FR Taxable | 30% | 2.67% | -0.13% | $267 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 RC Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.04/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 RC Dividend Payment Schedule
RC pays quarterly — 4 times per year. Ex-div: 2026-09-30.
📊 RC vs Real Estate Benchmarks
How RC compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for RC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ RC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-05-29 | 2,798.78 | $1.82 | $5.1K | ||
| Sale | 2026-05-29 | 0.78 | $1.82 | $1.00 | ||
| Sale | 2026-05-29 | 2,798 | $1.81 | $5.1K | ||
| L-Small | 2026-04-29 | 15.36 | $1.81 | $28.00 | ||
| L-Small | 2026-04-29 | 59.19 | $1.88 | $111.00 | ||
| L-Small | 2026-01-29 | 12.52 | $2.21 | $28.00 | ||
| L-Small | 2026-01-29 | 51.53 | $2.14 | $110.00 | ||
| Buy | 2025-10-30 | 110.82 | $3.00 | $332.00 | ||
| Buy | 2025-10-30 | 454.32 | $2.91 | $1.3K | ||
| Buy | 2025-07-30 | 73 | $4.43 | $323.00 |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare RC with peers: RC vs ADAM · RC vs CMTG · RC vs FPI
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the RC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Ready Capital Corporation (RC) is currently trading at $1.05, 67% below its 52-week high. The current dividend yield is 3.81% based on an annual payout of $0.0400 per share.
RC (Ready Capital Corporation) — 3.81% Dividend Yield Analysis
Ready Capital Corporation (RC) is a real estate stock currently trading at $1.05 with a dividend yield of 3.81%. It pays an annual dividend of $0.0400 per share. Over the past 5 years, RC's dividend has declined at an average rate of 8.2% a year.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.