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RCD Dividend DRIP Calculator 2026
9.49% YieldReal EstateReady Capital Corporation Notes -15.12.29 · NYSE
Price: $23.72 · Annual div: $2.25/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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$10,000 in RCD → $521.87 in 10 years · $24.81/month
About Ready Capital Corporation Notes -15.12.29 (RCD) — Dividend Analysis 2026
Ready Capital Corporation is a U.S.-based entity primarily engaged in real estate financing. The company's operations involve the acquisition, origination, management, servicing, and financing of a diverse portfolio of loan products. This includes small to medium balance commercial (SBC) loans, Small Business Administration (SBA) loans, residential mortgage loans, and mortgage-backed securities predominantly backed by SBC loans or other real estate-related investments. Ready Capital's business activities are structured across three main segments: SBC Lending and Acquisitions: Through its subsidiary, ReadyCap Commercial, LLC, this division specializes in originating SBC loans. These loans are secured by investor properties, whether stabilized or in transition, and are sourced via various origination channels. Small Business Lending: Leveraging its subsidiary ReadyCap Lending, LLC, this segment focuses on acquiring, originating, and servicing owner-occupied loans. These specific loans are guaranteed by the SBA under its Section 7(a) Program. Residential Mortgage Banking: Operating through its subsidiary, GMFS, LLC, this segment is dedicated to the origination of residential mortgage loans. For federal income tax purposes, the company qualifies as a real estate investment trust (REIT). This status generally allows it to avoid federal corporate income taxes, provided it distributes at least 90% of its taxable income to its stockholders. Established in 2007, Ready Capital Corporation is headquartered in New York, New York. It was formerly known as Sutherland Asset Management Corporation and officially adopted its current name in September 2018.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 RCD Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold RCD.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 9.49% | 6.69% | $949 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 8.07% | 5.27% | $807 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 7.59% | 4.79% | $759 / yr |
| 🇬🇧 UK ISA | 0% | 9.49% | 6.69% | $949 / yr |
| 🇬🇧 UK Taxable | 8.75% | 8.66% | 5.86% | $866 / yr |
| 🇨🇦 TFSA | 0% | 9.49% | 6.69% | $949 / yr |
| 🇨🇦 CA Taxable | 25% | 7.12% | 4.32% | $712 / yr |
| 🇦🇺 Super (pension) | 15% | 8.07% | 5.27% | $807 / yr |
| 🇦🇺 AU Taxable | 30% | 6.64% | 3.84% | $664 / yr |
| 🇩🇪 DE Taxable | 26.375% | 6.99% | 4.19% | $699 / yr |
| 🇫🇷 FR Taxable | 30% | 6.64% | 3.84% | $664 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 RCD Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.25/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 RCD Dividend Payment Schedule
RCD pays quarterly — 4 times per year. Next ex-div: TBD.
📊 RCD vs Real Estate Benchmarks
How RCD compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for RCD sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ RCD Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-05-29 | 2,798.78 | $1.82 | $5.1K | ||
| Sale | 2026-05-29 | 0.78 | $1.82 | $1.00 | ||
| Sale | 2026-05-29 | 2,798 | $1.81 | $5.1K | ||
| L-Small | 2026-04-29 | 15.36 | $1.81 | $28.00 | ||
| L-Small | 2026-04-29 | 59.19 | $1.88 | $111.00 | ||
| L-Small | 2026-01-29 | 12.52 | $2.21 | $28.00 | ||
| L-Small | 2026-01-29 | 51.53 | $2.14 | $110.00 | ||
| Buy | 2025-10-30 | 110.82 | $3.00 | $332.00 | ||
| Buy | 2025-10-30 | 454.32 | $2.91 | $1.3K | ||
| Buy | 2025-07-30 | 73 | $4.43 | $323.00 |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the RCD dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Ready Capital Corporation Notes -15.12.29 (RCD) is currently trading at $23.72, 6% below its 52-week high. The current dividend yield is 9.49% based on an annual payout of $2.25 per share.
RCD (Ready Capital Corporation Notes -15.12.29) — 9.49% Dividend Yield Analysis
Ready Capital Corporation Notes -15.12.29 (RCD) is a real estate stock currently trading at $23.71 with a dividend yield of 9.49%. The company pays an annual dividend of $2.25 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, RCD has grown its dividend at a compound annual rate of 34.9%.
- Above-average yield (9.49%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.