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Redwood Trust, Inc. · NYSE
Price: $5.22 · Annual div: $0.72/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in RWT → $12.08M in 10 years · $364.66/month
Redwood Trust, Inc., together with its subsidiaries, operates as a specialty finance company in the United States. The company operates through three segments: Residential Mortgage Banking, Business Purpose Mortgage Banking, and Investment Portfolio. The Residential Mortgage Banking segment operates a mortgage loan conduit that acquires residential loans from third-party originators for subsequent sale, securitization, or transfer to its investment portfolio. This segment also offers derivative financial instruments to manage risks associated with residential loans. The Business Purpose Mortgage Banking segment operates a platform that originates and acquires business purpose loans, such as single-family rental and bridge loans for subsequent securitization, sale, or transfer into its investment portfolio. The Investment Portfolio segment invests in securities retained from residential and business purpose securitization activities, and residential and small-balance multifamily bridge loans, as well as residential mortgage-backed securities issued by third parties, Freddie Mac K-Series multifamily loan securitizations and reperforming loan securitizations, servicer advance investments, home equity investments, and other housing-related investments. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Redwood Trust, Inc. was incorporated in 1994 and is headquartered in Mill Valley, California.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold RWT.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 13.79% | 10.99% | $1,379 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 11.72% | 8.92% | $1,172 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 11.03% | 8.23% | $1,103 / yr |
| 🇬🇧 UK ISA | 0% | 13.79% | 10.99% | $1,379 / yr |
| 🇬🇧 UK Taxable | 8.75% | 12.58% | 9.78% | $1,258 / yr |
| 🇨🇦 TFSA | 0% | 13.79% | 10.99% | $1,379 / yr |
| 🇨🇦 CA Taxable | 25% | 10.34% | 7.54% | $1,034 / yr |
| 🇦🇺 Super (pension) | 15% | 11.72% | 8.92% | $1,172 / yr |
| 🇦🇺 AU Taxable | 30% | 9.65% | 6.85% | $965 / yr |
| 🇩🇪 DE Taxable | 26.375% | 10.15% | 7.35% | $1,015 / yr |
| 🇫🇷 FR Taxable | 30% | 9.65% | 6.85% | $965 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.72/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
RWT pays quarterly — 4 times per year. Next ex-div: TBD.
How RWT compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for RWT sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| M-Exempt | 2026-05-26 | 20,729 | $5.28 | $109.4K | ||
| M-Exempt | 2026-05-26 | 20,729 | $6.03 | $125.0K | ||
| M-Exempt | 2026-05-26 | 20,729 | $5.28 | $109.4K | ||
| M-Exempt | 2026-05-26 | 20,729 | $6.03 | $125.0K | ||
| M-Exempt | 2026-05-26 | 20,729 | $5.28 | $109.4K | ||
| M-Exempt | 2026-05-26 | 20,729 | $6.03 | $125.0K | ||
| M-Exempt | 2026-05-26 | 20,729 | $5.28 | $109.4K | ||
| M-Exempt | 2026-05-26 | 20,729 | $6.03 | $125.0K | ||
| A-Award | 2026-05-19 | 24,809 | $5.24 | $130.0K | ||
| A-Award | 2026-05-19 | 24,809 | $5.24 | $130.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the RWT dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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