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REFI DRIP Calculator & Dividend Yield 2026
20.06% YieldReal EstateChicago Atlantic Real Estate Finance, Inc. · NASDAQ
Price: $9.37 · Annual div: $1.88/share · Frequency: quarterly · Payout ratio: 112% · Ex-div: 2026-09-30
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🎯 When REFI pays your bills
Year your monthly dividend income covers each expense (based on current settings)
REFI Dividend History — Last 20 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-30Latest | 2026-10-15 | $0.4700 | 17.42% | $10.79 |
| 2026-06-30 | 2026-07-15 | $0.4700 | 16.70% | $11.26 |
| 2026-03-31 | 2026-04-15 | $0.4700 | 15.30% | $12.29 |
| 2025-12-31 | 2026-01-15 | $0.4700 | 14.93% | $12.59 |
| 2025-09-30 | 2025-10-15 | $0.4700 | 14.51% | $14.20 |
| 2025-06-30 | 2025-07-15 | $0.4700 | 14.36% | $14.35 |
| 2025-03-31 | 2025-04-15 | $0.4700 | 12.68% | $16.24 |
| 2024-12-31 | 2025-01-13 | $0.6500 | 12.72% | $16.20 |
| 2024-09-30 | 2024-10-15 | $0.4700 | 13.74% | $15.79 |
| 2024-06-28 | 2024-07-15 | $0.4700 | 13.83% | $15.69 |
| 2024-03-27 | 2024-04-15 | $0.4700 | 16.12% | $16.38 |
| 2023-12-28 | 2024-01-12 | $0.7600 | 18.71% | $15.66 |
| 2023-09-28 | 2023-10-13 | $0.4700 | 17.36% | $15.21 |
| 2023-06-29 | 2023-07-14 | $0.4700 | 14.71% | $14.75 |
| 2023-03-30 | 2023-04-14 | $0.4700 | 15.01% | $14.46 |
| 2022-12-29 | 2023-01-13 | $0.7600 | 14.43% | $16.36 |
| 2022-09-29 | 2022-10-14 | $0.4700 | 10.48% | $15.27 |
| 2022-06-29 | 2022-07-15 | $0.4700 | 6.58% | $17.17 |
| 2022-03-30 | 2022-04-14 | $0.4000 | 3.28% | $20.13 |
| 2021-12-30 | 2022-01-14 | $0.2600 | 1.58% | $16.49 |
About Chicago Atlantic Real Estate Finance, Inc. (REFI) — Dividend Analysis 2026
Chicago Atlantic Real Estate Finance, Inc. functions as a commercial real estate financing enterprise operating throughout the United States. Its primary activities include developing, arranging, and deploying capital into various secured debt instruments, notably first mortgage loans, which are collateralized by commercial properties. A specific area of focus for the company is extending senior-priority loans to both state-approved operators and property owners within the legal cannabis industry. Chicago Atlantic has chosen to be taxed as a Real Estate Investment Trust (REIT), which allows it to avoid federal corporate income tax, conditional on distributing a minimum of 90% of its taxable profits to its investors. The firm was established in 2021 and is headquartered in Chicago, Illinois.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 REFI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold REFI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 20.06% | 17.26% | $2,006 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 17.05% | 14.25% | $1,705 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 16.05% | 13.25% | $1,605 / yr |
| 🇬🇧 UK ISA | 0% | 20.06% | 17.26% | $2,006 / yr |
| 🇬🇧 UK Taxable | 8.75% | 18.30% | 15.50% | $1,830 / yr |
| 🇨🇦 TFSA | 0% | 20.06% | 17.26% | $2,006 / yr |
| 🇨🇦 CA Taxable | 25% | 15.04% | 12.24% | $1,504 / yr |
| 🇦🇺 Super (pension) | 15% | 17.05% | 14.25% | $1,705 / yr |
| 🇦🇺 AU Taxable | 30% | 14.04% | 11.24% | $1,404 / yr |
| 🇩🇪 DE Taxable | 26.375% | 14.77% | 11.97% | $1,477 / yr |
| 🇫🇷 FR Taxable | 30% | 14.04% | 11.24% | $1,404 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 REFI Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.88/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 REFI Dividend Payment Schedule
REFI pays quarterly — 4 times per year. Ex-div: 2026-09-30.
📊 REFI vs Real Estate Benchmarks
How REFI compares to typical Real Estate averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for REFI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ REFI Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-08-27 | 7,530 | $10.67 | $80.3K | ||
| Buy | 2026-08-26 | 40,181 | $10.67 | $428.6K | ||
| Buy | 2026-08-21 | 145 | $10.67 | $1.5K | ||
| Buy | 2026-08-19 | 2,000 | $10.39 | $20.8K | ||
| Buy | 2026-08-19 | 1,500 | $10.53 | $15.8K | ||
| Buy | 2026-08-18 | 1,500 | $10.43 | $15.6K | ||
| Buy | 2026-08-17 | 25,000 | $10.25 | $256.3K | ||
| Buy | 2026-08-17 | 45,000 | $10.40 | $468.2K | ||
| A-Award | 2026-04-20 | 6,324 | — | — | ||
| A-Award | 2026-04-20 | 37,099 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare REFI with peers: REFI vs AFCG · REFI vs AOMR · REFI vs CMTG
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Insiders are net buyers — historically a positive signal for dividend sustainability. Last purchase: 2026-08-27
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the REFI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Chicago Atlantic Real Estate Finance, Inc. (REFI) is currently trading at $9.37, 31% below its 52-week high. The current dividend yield is 20.06% based on an annual payout of $1.88 per share.
REFI (Chicago Atlantic Real Estate Finance, Inc.) — 20.06% Dividend Yield Analysis
Chicago Atlantic Real Estate Finance, Inc. (REFI) is a real estate stock currently trading at $9.37 with a dividend yield of 20.06%. It pays an annual dividend of $1.88 per share. The payout ratio of 112% indicates investors should monitor dividend sustainability. Over the past 5 years, REFI has grown its dividend at a compound annual rate of 39.7%.
- High payout ratio (112%) — dividend cuts are possible if earnings decline.
- Above-average yield (20.06%) may signal elevated risk — verify sustainability.
Auto-generated from live market data. For educational purposes only — not financial advice.
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How investors use the REFI dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.