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Saratoga Investment Corp. · NYSE
Price: $22.98 · Annual div: $3.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in SAR → $3075237.97M in 10 years · $254,283,066,707.16/month
Saratoga Investment Corp. is a business development company specializing in leveraged and management buyouts, acquisition financings, growth financings, recapitalization, debt refinancing, and transitional financing transactions at the lower end of middle market companies. It structures its investments as debt and equity by investing through first and second lien loans, mezzanine debt, co-investments, select high yield bonds, senior secured bonds, unsecured bonds, and preferred and common equity. The firm prefers to invest in aerospace, automotive aftermarket and services, business products and services, consumer products and services, education, environmental services, industrial services, financial services, food and beverage, healthcare products and services, logistics, distribution, manufacturing, restaurants services, food services, software services, technology services, specialty chemical, media and telecommunications. It seeks to invest in the United States. The firm primarily invests $5 million to $50 million in companies having EBITDA of $2 million or greater and revenues of $8 million to $250 million. The firm prefer to take a majority stake. It invests through direct lending as well as participation in loan syndicates. The firm was formerly known as GSC Investment Corp. Saratoga Investment Corp. is based in New York, New York with an additional office in Florham Park, New Jersey.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold SAR.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 13.05% | 10.25% | $1,305 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 11.09% | 8.29% | $1,109 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 10.44% | 7.64% | $1,044 / yr |
| 🇬🇧 UK ISA | 0% | 13.05% | 10.25% | $1,305 / yr |
| 🇬🇧 UK Taxable | 8.75% | 11.91% | 9.11% | $1,191 / yr |
| 🇨🇦 TFSA | 0% | 13.05% | 10.25% | $1,305 / yr |
| 🇨🇦 CA Taxable | 25% | 9.79% | 6.99% | $979 / yr |
| 🇦🇺 Super (pension) | 15% | 11.09% | 8.29% | $1,109 / yr |
| 🇦🇺 AU Taxable | 30% | 9.13% | 6.33% | $914 / yr |
| 🇩🇪 DE Taxable | 26.375% | 9.61% | 6.81% | $961 / yr |
| 🇫🇷 FR Taxable | 30% | 9.13% | 6.33% | $914 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $3.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
SAR pays quarterly — 4 times per year. Next ex-div: TBD.
How SAR compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SAR sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| G-Gift | 2026-01-29 | 1,000 | — | — | ||
| G-Gift | 2025-12-19 | 1,000 | — | — | ||
| G-Gift | 2025-12-11 | 5,200 | — | — | ||
| G-Gift | 2025-12-11 | 7,800 | — | — | ||
| G-Gift | 2025-12-11 | 7,800 | — | — | ||
| J-Other | 2025-09-23 | 606 | — | — | ||
| J-Other | 2025-07-31 | 2,252 | — | — | ||
| J-Other | 2025-07-29 | 28,261 | — | — | ||
| J-Other | 2025-07-30 | 48 | — | — | ||
| J-Other | 2025-07-29 | 4,373 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SAR dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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