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Synchrony Financial · NYSE
Price: $25.81 · Annual div: $2.06/share · Frequency: quarterly · Payout ratio: 22% · Ex-div: 2026-11-05
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-11-05Latest | 2026-11-16 | $0.5156 | — | — |
| 2026-08-05 | 2026-08-17 | $0.5156 | 7.96% | $25.92 |
| 2026-05-05 | 2026-05-15 | $0.5156 | 7.84% | $26.32 |
| 2026-02-06 | 2026-02-17 | $0.5156 | 7.92% | $26.05 |
| 2025-11-05 | 2025-11-17 | $0.5156 | 7.83% | $26.33 |
| 2025-08-05 | 2025-08-15 | $0.5156 | 7.97% | $25.87 |
| 2025-05-05 | 2025-05-15 | $0.5156 | 8.16% | $25.29 |
| 2025-02-03 | 2025-02-18 | $0.5156 | 7.88% | $25.59 |
| 2024-11-04 | 2024-11-15 | $0.5156 | 5.77% | $26.01 |
| 2024-08-05 | 2024-08-15 | $0.5156 | 3.84% | $25.65 |
| 2024-05-03 | 2024-05-15 | $0.4698 | 1.87% | $25.12 |
Synchrony Financial, along with its subsidiary companies, functions as a leading provider of financial services to consumers across the United States. The firm specializes in delivering a variety of credit instruments, including personal credit cards, commercial credit solutions, and consumer installment loans. Its product portfolio is extensive, featuring private label credit cards, co-branded and general-purpose credit cards, and both short- and long-term installment financing options. Beyond credit, Synchrony also offers a comprehensive suite of consumer banking and deposit products. These deposit services include certificates of deposit (CDs), individual retirement accounts (IRAs), money market accounts, savings accounts, and specialized sweep and affinity deposits. The company further facilitates deposit acceptance through external securities brokerage firms. Synchrony extends additional services such as debt cancellation products to its credit cardholders, accessible via online platforms, mobile apps, and direct mail. It is also a significant player in providing payment and financing solutions within the healthcare industry, operating under its prominent CareCredit and Walgreens brands. Furthermore, the company delivers payment and financing services to diverse sectors like apparel, specialty retail, outdoor recreation, music, and luxury goods, partnering with well-known entities such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company's credit products are distributed through structured programs developed in collaboration with a broad network of national and regional retailers, local businesses, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products are made available via both digital and traditional print channels. Synchrony's services cater to numerous industries, including digital commerce, health and wellness, retail, home goods, automotive, telecommunications, jewelry, and pet care. The organization was established in 1932 and maintains its corporate headquarters in Stamford, Connecticut.
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold SYF-PB.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 7.99% | 5.19% | $799 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 6.79% | 3.99% | $679 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 6.39% | 3.59% | $639 / yr |
| 🇬🇧 UK ISA | 0% | 7.99% | 5.19% | $799 / yr |
| 🇬🇧 UK Taxable | 8.75% | 7.29% | 4.49% | $729 / yr |
| 🇨🇦 TFSA | 0% | 7.99% | 5.19% | $799 / yr |
| 🇨🇦 CA Taxable | 25% | 5.99% | 3.19% | $599 / yr |
| 🇦🇺 Super (pension) | 15% | 6.79% | 3.99% | $679 / yr |
| 🇦🇺 AU Taxable | 30% | 5.59% | 2.79% | $559 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.88% | 3.08% | $588 / yr |
| 🇫🇷 FR Taxable | 30% | 5.59% | 2.79% | $559 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.06/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
SYF-PB pays quarterly — 4 times per year. Ex-div: 2026-11-05.
How SYF-PB compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SYF-PB sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 1,287 | $70.97 | $91.3K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K | ||
| A-Award | 2026-09-30 | 846 | $70.97 | $60.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Compare SYF-PB with peers: SYF-PB vs AFRM · SYF-PB vs ATLC · SYF-PB vs AXP
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SYF-PB dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Synchrony Financial (SYF-PB) is currently trading at $25.81, trading near its 52-week high. The current dividend yield is 7.99% based on an annual payout of $2.06 per share.
Synchrony Financial (SYF-PB) is a financial services stock currently trading at $25.81 with a dividend yield of 7.99%. It pays an annual dividend of $2.06 per share. The payout ratio of 22% suggests the dividend is well-covered by earnings. Over the past 5 years, SYF-PB has grown its dividend at a compound annual rate of 8.4%.
Auto-generated from live market data. For educational purposes only — not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.
SYF-PB (Synchrony Financial) has a dividend yield of 7.99%, based on an annual dividend of $2.06 per share and a price of $25.81. Over the last 12 months it paid $2.06 per share — a trailing yield of 7.99%. Dividends are paid quarterly.
Yield history: over the last 6 payments, SYF-PB's 12-month yield ranged from 7.83% to 8.16%. Full SYF-PB dividend history ↓
Yield on cost: if SYF-PB's dividend keeps growing 8.5% a year, a purchase at today's price would yield 12.02% after 5 years, 18.07% after 10 years and 40.85% after 20 years on the original investment.
With dividends reinvested, a SYF-PB position grows its share count by about 7.54% in the first year at today's price and yield. If the dividend grows 8.5% a year and the price 15.0%, DRIP doubles your number of shares in about 14 years without adding new money.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 29.21 | 416.66 | $867 | $12,367 | 8.67% |
| 3 | 29.95 | 476.25 | $1,176 | $18,695 | 11.76% |
| 5 | 30.25 | 536.66 | $1,571 | $27,859 | 15.71% |
| 10 | 29.33 |
SYF-PB (Synchrony Financial) has a dividend yield of 7.99%, based on an annual dividend of $2.06 per share and a price of $25.81. Over the last 12 months it paid $2.06 per share — a trailing yield of 7.99%. Dividends are paid quarterly.
$10,000 in SYF-PB at a 7.99% yield pays about $799 a year ($67 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a SYF-PB position grows its share count by about 7.54% in the first year at today's price and yield. If the dividend grows 8.5% a year and the price 15.0%, DRIP doubles your number of shares in about 14 years without adding new money.
Enter your starting amount, monthly contribution and time horizon in the SYF-PB DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
SYF-PB's next ex-dividend date is 2026-11-05. SYF-PB pays dividends quarterly. Buy before the ex-dividend date to receive the next payment.
SYF-PB's dividend changed 0.0% over the last year. It has less than five years of dividend history in our data, so there is no five-year growth rate yet.
SYF-PB pays out 22% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
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| 686.01 |
| $3,062 |
| $71,631 |
| 30.62% |
| 20 | 23.08 | 947.96 | $9,752 | $400,439 | 97.52% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work →