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UBSI DRIP Calculator & Dividend Yield 2026
3.12% YieldFinancial ServicesUnited Bankshares, Inc. · NASDAQ
Price: $48.67 · Annual div: $1.52/share · Frequency: quarterly · Payout ratio: 46% · Ex-div: 2026-09-11
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
Click to apply scenario to the calculator
🎯 When UBSI pays your bills
Year your monthly dividend income covers each expense (based on current settings)
UBSI Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-11Latest | 2026-10-01 | $0.3800 | 4.06% | $46.50 |
| 2026-06-12 | 2026-07-01 | $0.3800 | 4.41% | $42.64 |
| 2026-03-13 | 2026-04-01 | $0.3800 | 4.47% | $41.84 |
| 2025-12-12 | 2026-01-02 | $0.3800 | 4.93% | $37.69 |
| 2025-09-12 | 2025-10-01 | $0.3700 | 4.87% | $38.01 |
| 2025-06-13 | 2025-07-01 | $0.3700 | 5.16% | $35.85 |
| 2025-03-14 | 2025-04-01 | $0.3700 | 4.10% | $36.07 |
| 2024-12-13 | 2025-01-02 | $0.3700 | 3.52% | $42.04 |
| 2024-09-13 | 2024-10-01 | $0.3700 | 3.87% | $38.27 |
| 2024-06-14 | 2024-07-01 | $0.3700 | 4.56% | $32.26 |
| 2024-03-07 | 2024-04-01 | $0.3700 | 5.32% | $34.18 |
| 2023-12-07 | 2024-01-02 | $0.3700 | 5.24% | $34.53 |
| 2023-09-07 | 2023-10-02 | $0.3600 | 5.86% | $30.74 |
| 2023-06-08 | 2023-07-03 | $0.3600 | 5.99% | $30.06 |
| 2023-03-09 | 2023-04-03 | $0.3600 | 4.45% | $40.45 |
| 2022-12-08 | 2023-01-03 | $0.3600 | 3.36% | $42.80 |
| 2022-09-08 | 2022-10-03 | $0.3600 | 4.88% | $36.68 |
| 2022-06-09 | 2022-07-01 | $0.3600 | 4.80% | $37.08 |
| 2022-03-10 | 2022-04-01 | $0.3600 | 5.10% | $34.70 |
| 2021-12-01 | 2022-01-03 | $0.3600 | 5.00% | $35.17 |
| 2021-09-09 | 2021-10-01 | $0.3500 | 4.84% | $36.13 |
| 2021-06-10 | 2021-07-01 | $0.3500 | 4.20% | $41.71 |
| 2021-03-11 | 2021-04-01 | $0.3500 | 4.60% | $38.08 |
| 2020-12-10 | 2021-01-04 | $0.3500 | — | — |
| 2020-09-10 | 2020-10-01 | $0.3500 | — | — |
| 2020-06-11 | 2020-07-01 | $0.3500 | — | — |
| 2020-03-12 | 2020-04-01 | $0.3500 | — | — |
| 2019-12-12 | 2020-01-02 | $0.3500 | — | — |
| 2019-09-12 | 2019-10-01 | $0.3400 | — | — |
| 2019-06-13 | 2019-07-01 | $0.3400 | — | — |
| 2019-03-07 | 2019-04-01 | $0.3400 | — | — |
| 2018-12-13 | 2019-01-02 | $0.3400 | — | — |
| 2018-09-13 | 2018-10-01 | $0.3400 | — | — |
| 2018-06-07 | 2018-07-02 | $0.3400 | — | — |
| 2018-03-08 | 2018-04-02 | $0.3400 | — | — |
| 2017-12-07 | 2018-01-02 | $0.3400 | — | — |
| 2017-09-07 | 2017-10-02 | $0.3300 | — | — |
| 2017-06-07 | 2017-07-03 | $0.3300 | — | — |
| 2017-03-08 | 2017-04-03 | $0.3300 | — | — |
| 2016-12-07 | 2017-01-03 | $0.3300 | — | — |
| 2016-09-07 | 2016-10-03 | $0.3300 | — | — |
| 2016-06-08 | 2016-07-01 | $0.3300 | — | — |
| 2016-03-09 | 2016-04-01 | $0.3300 | — | — |
| 2015-12-09 | 2016-01-04 | $0.3300 | — | — |
| 2015-09-09 | 2015-10-01 | $0.3200 | — | — |
| 2015-06-10 | 2015-07-01 | $0.3200 | — | — |
| 2015-03-11 | 2015-04-01 | $0.3200 | — | — |
| 2014-12-10 | 2015-01-02 | $0.3200 | — | — |
| 2014-09-10 | 2014-10-01 | $0.3200 | — | — |
| 2014-06-11 | 2014-07-01 | $0.3200 | — | — |
| 2014-03-12 | 2014-04-01 | $0.3200 | — | — |
| 2013-12-11 | 2014-01-02 | $0.3200 | — | — |
| 2013-09-11 | 2013-10-01 | $0.3100 | — | — |
| 2013-06-12 | 2013-07-01 | $0.3100 | — | — |
| 2013-03-06 | 2013-04-01 | $0.3100 | — | — |
| 2012-12-12 | 2013-01-02 | $0.3100 | — | — |
| 2012-09-12 | 2012-10-01 | $0.3100 | — | — |
| 2012-06-06 | 2012-07-02 | $0.3100 | — | — |
| 2012-03-07 | 2012-04-02 | $0.3100 | — | — |
| 2011-12-07 | 2012-01-03 | $0.3100 | — | — |
| 2011-09-07 | 2011-10-03 | $0.3000 | — | — |
| 2011-06-08 | 2011-07-01 | $0.3000 | — | — |
| 2011-03-09 | 2011-04-01 | $0.3000 | — | — |
| 2010-12-08 | 2011-01-03 | $0.3000 | — | — |
| 2010-09-08 | 2010-10-01 | $0.3000 | — | — |
| 2010-06-09 | 2010-07-01 | $0.3000 | — | — |
| 2010-03-10 | 2010-04-01 | $0.3000 | — | — |
| 2009-12-09 | 2010-01-04 | $0.3000 | — | — |
| 2009-09-09 | 2009-10-01 | $0.2900 | — | — |
| 2009-06-10 | 2009-07-01 | $0.2900 | — | — |
| 2009-03-11 | 2009-04-01 | $0.2900 | — | — |
| 2008-12-10 | 2009-01-02 | $0.2900 | — | — |
| 2008-09-10 | 2008-10-01 | $0.2900 | — | — |
| 2008-06-11 | 2008-07-01 | $0.2900 | — | — |
| 2008-03-12 | 2008-04-01 | $0.2900 | — | — |
| 2007-12-12 | 2008-01-02 | $0.2900 | — | — |
| 2007-09-12 | 2007-10-01 | $0.2800 | — | — |
| 2007-06-06 | 2007-07-02 | $0.2800 | — | — |
| 2007-03-07 | 2007-04-02 | $0.2800 | — | — |
| 2006-12-06 | 2007-01-02 | $0.2800 | — | — |
About United Bankshares, Inc. (UBSI) — Dividend Analysis 2026
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
Similar dividend stocks to UBSI
Forward dividend yield from the latest data · open any DRIP calculator
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 UBSI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UBSI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 3.12% | 0.32% | $312 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 2.65% | -0.15% | $265 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 2.50% | -0.30% | $250 / yr |
| 🇬🇧 UK ISA | 0% | 3.12% | 0.32% | $312 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.85% | 0.05% | $285 / yr |
| 🇨🇦 TFSA | 0% | 3.12% | 0.32% | $312 / yr |
| 🇨🇦 CA Taxable | 25% | 2.34% | -0.46% | $234 / yr |
| 🇦🇺 Super (pension) | 15% | 2.65% | -0.15% | $265 / yr |
| 🇦🇺 AU Taxable | 30% | 2.18% | -0.62% | $218 / yr |
| 🇩🇪 DE Taxable | 26.375% | 2.30% | -0.50% | $230 / yr |
| 🇫🇷 FR Taxable | 30% | 2.18% | -0.62% | $218 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UBSI Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.52/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UBSI Dividend Payment Schedule
UBSI pays quarterly — 4 times per year. Ex-div: 2026-09-11.
📊 UBSI vs Financial Services Benchmarks
How UBSI compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UBSI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UBSI Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2026-10-01 | 490 | — | — | ||
| Sale | 2026-09-01 | 3,200 | $46.42 | $148.5K | ||
| Buy | 2026-08-31 | 609 | — | — | ||
| Buy | 2026-08-04 | 51 | — | — | ||
| Buy | 2026-07-30 | 158 | — | — | ||
| Buy | 2026-07-01 | 470 | — | — | ||
| Buy | 2026-06-01 | 7 | — | — | ||
| Buy | 2026-05-15 | 744 | — | — | ||
| Buy | 2026-04-01 | 512 | — | — | ||
| Buy | 2026-03-04 | 62 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare UBSI with peers: UBSI vs AUB · UBSI vs COLB · UBSI vs EBC
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UBSI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
United Bankshares, Inc. (UBSI) is currently trading at $48.67, trading near its 52-week high. The current dividend yield is 3.12% based on an annual payout of $1.52 per share.
UBSI (United Bankshares, Inc.) — 3.12% Dividend Yield Analysis
United Bankshares, Inc. (UBSI) is a financial services stock currently trading at $48.67 with a dividend yield of 3.12%. It pays an annual dividend of $1.52 per share. The payout ratio of 46% suggests the dividend is well-covered by earnings. Over the past 5 years, UBSI has grown its dividend at a compound annual rate of 1.9%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.