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UNTY DRIP Calculator & Dividend Yield 2026
1.10% YieldFinancial ServicesUnity Bancorp, Inc. · NASDAQ
Price: $58.11 · Annual div: $0.6400/share · Frequency: quarterly · Payout ratio: 11% · Ex-div: 2026-09-03
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Annual dividend income growth
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🎯 When UNTY pays your bills
Year your monthly dividend income covers each expense (based on current settings)
UNTY Dividend History — Last 80 Payments
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-09-03Latest | 2026-09-17 | $0.1700 | 1.37% | $57.80 |
| 2026-06-04 | 2026-06-18 | $0.1600 | 1.39% | $54.59 |
| 2026-03-06 | 2026-03-20 | $0.1600 | 1.37% | $53.94 |
| 2025-12-05 | 2025-12-19 | $0.1500 | 1.40% | $50.66 |
| 2025-09-05 | 2025-09-19 | $0.1500 | 1.32% | $52.21 |
| 2025-06-06 | 2025-06-20 | $0.1400 | 1.54% | $43.64 |
| 2025-03-14 | 2025-03-28 | $0.1400 | 1.15% | $46.06 |
| 2024-12-13 | 2024-12-31 | $0.1300 | 1.15% | $45.38 |
| 2024-09-06 | 2024-09-20 | $0.1300 | 1.52% | $33.62 |
| 2024-06-07 | 2024-06-21 | $0.1300 | 1.85% | $27.07 |
| 2024-03-14 | 2024-03-29 | $0.1300 | 1.83% | $26.75 |
| 2023-12-14 | 2023-12-29 | $0.1200 | 2.11% | $28.02 |
| 2023-09-07 | 2023-09-22 | $0.1200 | 2.35% | $24.66 |
| 2023-06-08 | 2023-06-23 | $0.1200 | 2.50% | $22.76 |
| 2023-03-09 | 2023-03-24 | $0.1200 | 2.09% | $26.37 |
| 2022-12-15 | 2022-12-30 | $0.1100 | 1.86% | $28.55 |
| 2022-09-08 | 2022-09-23 | $0.1100 | 1.85% | $27.59 |
| 2022-06-09 | 2022-06-24 | $0.1100 | 1.68% | $29.25 |
| 2022-03-10 | 2022-03-25 | $0.1000 | 1.66% | $27.63 |
| 2021-12-16 | 2021-12-31 | $0.1000 | 1.41% | $25.53 |
| 2021-09-09 | 2021-09-24 | $0.0900 | 1.84% | $22.80 |
| 2021-06-10 | 2021-06-25 | $0.0900 | 1.69% | $24.31 |
| 2021-03-11 | 2021-03-26 | $0.0800 | 2.00% | $20.00 |
| 2020-12-16 | 2020-12-31 | $0.0800 | — | — |
| 2020-09-10 | 2020-09-25 | $0.0800 | — | — |
| 2020-06-11 | 2020-06-26 | $0.0800 | — | — |
| 2020-03-12 | 2020-03-27 | $0.0800 | — | — |
| 2019-12-12 | 2019-12-27 | $0.0800 | — | — |
| 2019-09-12 | 2019-09-27 | $0.0800 | — | — |
| 2019-06-13 | 2019-06-28 | $0.0800 | — | — |
| 2019-03-14 | 2019-03-29 | $0.0700 | — | — |
| 2018-12-13 | 2018-12-28 | $0.0700 | — | — |
| 2018-09-13 | 2018-09-28 | $0.0700 | — | — |
| 2018-06-14 | 2018-06-29 | $0.0700 | — | — |
| 2018-03-15 | 2018-03-30 | $0.0600 | — | — |
| 2017-12-14 | 2017-12-29 | $0.0600 | — | — |
| 2017-09-14 | 2017-09-29 | $0.0600 | — | — |
| 2017-06-13 | 2017-06-29 | $0.0600 | — | — |
| 2017-03-15 | 2017-03-31 | $0.0500 | — | — |
| 2016-12-14 | 2016-12-30 | $0.0500 | — | — |
| 2016-09-09 | 2016-09-29 | $0.0455 | — | — |
| 2016-06-14 | 2016-06-30 | $0.0364 | — | — |
| 2016-03-15 | 2016-03-31 | $0.0364 | — | — |
| 2015-12-11 | 2015-12-30 | $0.0364 | — | — |
| 2015-09-11 | 2015-09-30 | $0.0364 | — | — |
| 2015-06-11 | 2015-06-30 | $0.0273 | — | — |
| 2015-03-12 | 2015-03-31 | $0.0273 | — | — |
| 2014-12-04 | 2014-12-19 | $0.0273 | — | — |
| 2014-09-10 | 2014-09-26 | $0.0273 | — | — |
| 2014-06-11 | 2014-06-27 | $0.0182 | — | — |
| 2014-03-13 | 2014-03-31 | $0.0182 | — | — |
| 2013-12-12 | 2013-12-30 | $0.0091 | — | — |
| 2013-09-12 | 2013-09-30 | $0.0091 | — | — |
| 2013-06-13 | 2013-06-28 | $0.0091 | — | — |
| 2008-07-09 | 2008-07-25 | $0.0455 | — | — |
| 2008-04-09 | 2008-04-25 | $0.0433 | — | — |
| 2008-01-09 | 2008-01-25 | $0.0433 | — | — |
| 2007-10-10 | 2007-10-26 | $0.0433 | — | — |
| 2007-07-11 | 2007-07-27 | $0.0433 | — | — |
| 2007-04-11 | 2007-04-27 | $0.0412 | — | — |
| 2007-01-10 | 2007-01-26 | $0.0412 | — | — |
| 2006-10-11 | 2006-10-27 | $0.0412 | — | — |
| 2006-07-12 | 2006-07-28 | $0.0412 | — | — |
| 2006-04-11 | 2006-04-28 | $0.0393 | — | — |
| 2006-01-11 | 2006-01-27 | $0.0393 | — | — |
| 2005-10-12 | 2005-10-28 | $0.0393 | — | — |
| 2005-07-13 | 2005-07-29 | $0.0393 | — | — |
| 2005-04-13 | 2005-04-29 | $0.0299 | — | — |
| 2005-01-12 | 2005-01-28 | $0.0299 | — | — |
| 2004-10-13 | 2004-10-29 | $0.0299 | — | — |
| 2004-07-13 | 2004-07-30 | $0.0299 | — | — |
| 2004-04-13 | 2004-04-30 | $0.0285 | — | — |
| 2004-01-13 | 2004-01-31 | $0.0214 | — | — |
| 2003-10-10 | 2003-10-31 | $0.0214 | — | — |
| 1999-10-27 | 1999-11-16 | $0.0407 | — | — |
| 1999-08-06 | 1999-08-25 | $0.0407 | — | — |
| 1999-05-06 | 1999-05-25 | $0.0407 | — | — |
| 1999-02-03 | 1999-02-16 | $0.0339 | — | — |
| 1998-12-17 | — | $0.0326 | — | — |
| 1998-10-28 | 1998-11-13 | $0.0207 | — | — |
About Unity Bancorp, Inc. (UNTY) — Dividend Analysis 2026
As the parent entity of Unity Bank, Unity Bancorp, Inc. delivers a comprehensive range of commercial and retail banking solutions, catering to individual consumers, small and mid-sized enterprises, and professional organizations. Its product portfolio encompasses various deposit accounts, such as personal and business checking, certificates of deposit (time deposits), money market accounts, and traditional savings accounts, alongside both interest-earning and non-interest-bearing demand deposit options. Furthermore, the bank extends a variety of lending products, including Small Business Administration (SBA) loans, commercial financing, and consumer credit facilities, which feature residential mortgages, home equity lines of credit and loans, residential construction financing, and personal loans. Customers can access these services both online and through its network of nineteen physical branches, strategically situated across Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, and Northampton County in Pennsylvania. Established in 1991, Unity Bancorp, Inc. maintains its corporate headquarters in Clinton, New Jersey.
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Forward dividend yield from the latest data · open any DRIP calculator
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🌍 UNTY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold UNTY.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.10% | -1.70% | $110 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.94% | -1.86% | $94 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.88% | -1.92% | $88 / yr |
| 🇬🇧 UK ISA | 0% | 1.10% | -1.70% | $110 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.00% | -1.80% | $100 / yr |
| 🇨🇦 TFSA | 0% | 1.10% | -1.70% | $110 / yr |
| 🇨🇦 CA Taxable | 25% | 0.83% | -1.97% | $83 / yr |
| 🇦🇺 Super (pension) | 15% | 0.94% | -1.86% | $94 / yr |
| 🇦🇺 AU Taxable | 30% | 0.77% | -2.03% | $77 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.81% | -1.99% | $81 / yr |
| 🇫🇷 FR Taxable | 30% | 0.77% | -2.03% | $77 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 UNTY Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.64/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 UNTY Dividend Payment Schedule
UNTY pays quarterly — 4 times per year. Ex-div: 2026-09-03.
📊 UNTY vs Financial Services Benchmarks
How UNTY compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for UNTY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ UNTY Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Sale | 2026-09-02 | 845 | $59.11 | $49.9K | ||
| Sale | 2026-09-03 | 6,504 | $59.16 | $384.8K | ||
| F-InKind | 2026-08-16 | 91 | $61.82 | $5.6K | ||
| F-InKind | 2026-06-12 | 90 | $55.45 | $5.0K | ||
| M-Exempt | 2026-05-27 | 1,600 | $15.70 | $25.1K | ||
| Sale | 2026-05-27 | 1,600 | $55.23 | $88.4K | ||
| M-Exempt | 2026-05-27 | 1,600 | $15.70 | $25.1K | ||
| F-InKind | 2026-05-18 | 69 | $52.43 | $3.6K | ||
| Sale | 2026-04-17 | 2,075 | $56.01 | $116.2K | ||
| F-InKind | 2026-03-15 | 995 | $50.01 | $49.8K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare UNTY with peers: UNTY vs AROW · UNTY vs BWB · UNTY vs CBNK
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the UNTY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Unity Bancorp, Inc. (UNTY) is currently trading at $58.11, 7% below its 52-week high. The current dividend yield is 1.10% based on an annual payout of $0.6400 per share.
UNTY (Unity Bancorp, Inc.) — 1.10% Dividend Yield Analysis
Unity Bancorp, Inc. (UNTY) is a financial services stock currently trading at $58.11 with a dividend yield of 1.10%. It pays an annual dividend of $0.6400 per share. The payout ratio of 11% suggests the dividend is well-covered by earnings. Over the past 5 years, UNTY has grown its dividend at a compound annual rate of 12.7%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.
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