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VBNK Dividend DRIP Calculator 2026
0.33% YieldFinancial ServicesVersaBank · NASDAQ
Price: $21.90 · Annual div: $0.07/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Annual dividend income growth
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🎯 When VBNK pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in VBNK → $5.2K in 10 years · $0.00/month
About VersaBank (VBNK) — Dividend Analysis 2026
VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 VBNK Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold VBNK.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 0.33% | -2.47% | $33 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 0.28% | -2.52% | $28 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 0.26% | -2.54% | $26 / yr |
| 🇬🇧 UK ISA | 0% | 0.33% | -2.47% | $33 / yr |
| 🇬🇧 UK Taxable | 8.75% | 0.30% | -2.50% | $30 / yr |
| 🇨🇦 TFSA | 0% | 0.33% | -2.47% | $33 / yr |
| 🇨🇦 CA Taxable | 25% | 0.25% | -2.55% | $25 / yr |
| 🇦🇺 Super (pension) | 15% | 0.28% | -2.52% | $28 / yr |
| 🇦🇺 AU Taxable | 30% | 0.23% | -2.57% | $23 / yr |
| 🇩🇪 DE Taxable | 26.375% | 0.24% | -2.56% | $24 / yr |
| 🇫🇷 FR Taxable | 30% | 0.23% | -2.57% | $23 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 VBNK Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.07/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 VBNK Dividend Payment Schedule
VBNK pays quarterly — 4 times per year. Next ex-div: TBD.
📊 VBNK vs Financial Services Benchmarks
How VBNK compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VBNK sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ VBNK Insider Activity
No recent SEC filings reported in the last 90 days.Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VBNK dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
VersaBank (VBNK) is currently trading at $21.90, 8% below its 52-week high. The current dividend yield is 0.33% based on an annual payout of $0.07 per share.
VBNK (VersaBank) — 0.33% Dividend Yield Analysis
VersaBank (VBNK) is a financial services stock currently trading at $21.90 with a dividend yield of 0.33%. The company pays an annual dividend of $0.07 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, VBNK has grown its dividend at a compound annual rate of 49.3%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.