About State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) — Dividend Analysis 2026
The State Street SPDR S&P Oil & Gas Exploration & Production ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Oil & Gas Exploration & Production Select Industry Index (the "Index")Seeks to provide exposure the oil and gas exploration and production segment of the S&P TMI, which comprises the following sub-industries: Integrated Oil & Gas, Oil & Gas Exploration & Production, and Oil & Gas Refining & MarketingSeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing
Is XOP a good dividend investment in 2026?
XOP offers a 1.75% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
XOP DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your XOP portfolio grows to $11.9K vs $11.8K without reinvestment. This is the compound interest effect in action.
XOP dividend growth history & forecast
XOP has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 1.75%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 XOP Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold XOP.
Gross yield
1.75%
Tax rate
15.00%
After-tax yield
1.49%
Real yield (−CPI)
-1.31%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
1.75%
-1.05%
$175 / yr
🇺🇸 US Taxable (15%) ✓
15%
1.49%
-1.31%
$149 / yr
🇺🇸 US Taxable (20%)
20%
1.40%
-1.40%
$140 / yr
🇬🇧 UK ISA
0%
1.75%
-1.05%
$175 / yr
🇬🇧 UK Taxable
8.75%
1.60%
-1.20%
$160 / yr
🇨🇦 TFSA
0%
1.75%
-1.05%
$175 / yr
🇨🇦 CA Taxable
25%
1.31%
-1.49%
$131 / yr
🇦🇺 Super (pension)
15%
1.49%
-1.31%
$149 / yr
🇦🇺 AU Taxable
30%
1.22%
-1.57%
$122 / yr
🇩🇪 DE Taxable
26.375%
1.29%
-1.51%
$129 / yr
🇫🇷 FR Taxable
30%
1.22%
-1.57%
$122 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 XOP Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your XOP investment of $185.48/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$1.6K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-877.46
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in XOP for:
Shares needed
8,680
Capital required
$1,609,966
Monthly income
$2,000
Based on current dividend of $3.25/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 XOP Dividend Payment Schedule
XOP pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$6.91 / payment
$27.65 / year after tax
100 shares
$69.13 / payment
$276.50 / year after tax
1,000 shares
$691.26 / payment
$2765.04 / year after tax
📊 XOP vs Financial Services Benchmarks
How XOP compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▼-1.15% vs sectorBelow avg
XOP
1.75%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
XOP
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
XOP
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for XOP sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ XOP Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the XOP dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →