HomeCompareXOP vs SCHD

XOP vs SCHD: Dividend Comparison 2026

XOP yields 1.79% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $6.7K in total portfolio value
10 years
XOP
XOP
● Live price
1.79%
Share price
$181.83
Annual div
$3.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.3K
Annual income
$200.86
Full XOP calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — XOP vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodXOPSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, XOP + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
XOP pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XOP
Annual income on $10K today (after 15% tax)
$152.07/yr
After 10yr DRIP, annual income (after tax)
$170.73/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $188.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of XOP + SCHD for your $10,000?

XOP: 50%SCHD: 50%
100% SCHD50/50100% XOP
Portfolio after 10yr
$25.6K
Annual income
$311.73/yr
Blended yield
1.22%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XOP buys
0
SCHD buys
0
No recent congressional trades found for XOP or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricXOPSCHD
Forward yield1.79%3.44%
Annual dividend / share$3.25$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.3K$29.0K
Annual income after 10y$200.86$422.61
Total dividends collected$1.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: XOP vs SCHD ($10,000, DRIP)

YearXOP PortfolioXOP Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,879$178.90$11,224$344.10$345.00SCHD
2$11,822$181.89$12,567$354.98$745.00SCHD
3$12,835$184.74$14,038$365.30$1.2KSCHD
4$13,920$187.43$15,648$375.06$1.7KSCHD
5$15,085$189.99$17,410$384.27$2.3KSCHD
6$16,333$192.42$19,335$392.95$3.0KSCHD
7$17,671$194.71$21,437$401.10$3.8KSCHD
8$19,105$196.88$23,733$408.75$4.6KSCHD
9$20,641$198.93$26,237$415.91$5.6KSCHD
10$22,287$200.86$28,968$422.61$6.7KSCHD

XOP vs SCHD: Complete Analysis 2026

XOPStock

The State Street SPDR S&P Oil & Gas Exploration & Production ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Oil & Gas Exploration & Production Select Industry Index (the "Index")Seeks to provide exposure the oil and gas exploration and production segment of the S&P TMI, which comprises the following sub-industries: Integrated Oil & Gas, Oil & Gas Exploration & Production, and Oil & Gas Refining & MarketingSeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XOP Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.